LEGALS

DEBTORS AND CREDITORS
All creditors of the estate of Hubert Bostic
Lindsey, Sr., deceased, late of Lincoln County,
Georgia, are hereby required to render in their
claims or demands to the undersigned
according to law, and all persons indebted to
said Estate are required to make immediate
payment to the undersigned.
This the 22nd day of June, 2009.
Justice Eugene Lindsey
1350 Wooded Hills Dr.
Marietta, GA 30062
7 2 4tp
NOTICE
Georgia, Lincoln County Probate Court
Harriet Elizabeth Johnson had petitioned
to be Administrator of the Estate of Scott D.
Johnson, deceased, of said County. Petitioner
has applied for waiver of bond and grant of
powers contained in O.C.G.A. 53-12-232.
Interested parties are notified to show why
said petition should not be granted. Objections
must be in writing, setting forth ground of
objections, and must be filed in court before
July 27, 2009. If objections are filed, a hearing
will be scheduled later. If no objections are
filed, the petition may be granted without a
hearing.
Lee D. Moss
Judge of the Probate Court
NOTICE TO THE PUBLIC
7 2 4tp
A petition for a variance request has been
filed with the City Council requesting that
property located on 317 S. Washington St.,
Lincolnton, GA 30817 owned by Farmers &
Merchants Bank receive a variance of usage
due to replacement of existing sign with a
color and animated sign. A public hearing will
be held at City Hall on July 13, 2009. All
those in favor of or objecting to this petition
should be present to voice their support or
objection.
J. David Griffin, Jr.
Zoning Administrator
City of Lincolnton, GA
6 25 3tc
NOTICE TO THE PUBLIC
A petition for a variance request has been
filed with the City Council requesting that
property located on 249 Faith Lane, Lincolnton,
GA 30817 owned by Faith Tabernacle
Church receive a variance of usage due
to establish a day care/Christian school. A
public hearing will be held at City Hall on
July 13, 2009. All those in favor of or objecting
to this petition should be present to
voice their support or objection.
J. David Griffin, Jr.
Zoning Administrator
City of Lincolnton, GA
6 25 3tp
DEBTORS AND CREDITORS NOTICE
All creditors of the Estate of Gerald V.
Fritts, deceased, late of Lincoln County, Georgia,
are hereby required to render in their
claims or demands to the undersigned according
to law, and all persons indebted to said
Estate are required to make immediate payment
to the undersigned.
This the 19th day of June, 2009.
Neal M. Clay
5555 Double Branches Road
Lincolnton, GA 30817
6 25 4tp
DEBTORS AND CREDITORS NOTICE
All creditors of the Estate of Frank Jesse
Moon, deceased, late of Lincoln County,
Georgia, are hereby required to render in their
claims or demands to the undersigned according
to law, and all persons indebted to said
Estate are required to make immediate payment
to the undersigned.
This the 18th day of June, 2009.
Ernest Moon
3042 Chamberlain Ferry Road
Lincolnton, GA 30817
6 25 4tp
PUBLIC COMMENT NOTICE
BR000-0001-00(370) LINCOLN
COUNTY,
PI# 0001370
Public comment notice is given that Surface
Transportation Program funding in the
total amount of $21,339,000 is being added
to the State Transportation Improvement
Program for Georgia Department of Transportation
Project BR000-0001-00(370) for
the estimate of the replacement of the Bridge
located on SR 43/US 378 @ SAVANNAH
RIVER 6.8 MI E OF LINCOLNTON @ S.C.
FY 2010 funding comes from the additional
Formula Obligation for the Surface Transportation
Program in the total amount of
$21,339,000 ( Bridge funds).

Such notice is required by the SAFETEALU.
Comments should be directed to Angela
Alexander, State Planning Administrator, at
One Georgia Center, 600 West Peachtree St.
NW, Atlanta, Georgia 30308. 6 25 2tc
NOTICE OF SUMMONS
To: Walter Hill, natural father of minor child
In the Superior Court of Lincoln County,
Georgia
In Re: Petition of Mechelle Nicole Harris
and Wellington David Harris for the adoption
of Winston Matthew Harris, Minor child
Civil Action Adoption
File No.
You are hereby notified that the abovestyled
action of Mechelle Nicole Harris and
Wellington David Harris for the adoption of
Winston Matthew Harris was filed in said
court on June 5, 2009 and that by reason of
an order for service of summons by publication
entered by the court on June 4, 2009,
you are hereby commanded and required to
file with the clerk of said court and serve
upon Robert E. Knox, Jr., Petitioner's attorney,
whose address is P.O. Box 539, Thomson,
GA 30824, an answer to the complaint
within sixty (60) days of the date of the
order for service by publication.
This 5th day of June, 2009.
Amanda A. Doss
Clerk of Superior Court
Lincoln County
6 11 4tc
NOTICE OF SALE UNDER POWER
Georgia, Lincoln County
Because of default in the payment of the
indebtedness, secured by a Security Deed executed
by Lisa Willingham to Mortgage Electronic
Registration Systems, Inc., as nomiee
for Home America Mortgage, Inc., dated
August 14, 2006 in the amount of $74,095.00
and recorded in Deed Book 166, Page 259,
Lincoln County, Georgia Records; as last
transferred to Mortgage Electronic Registration
Systems, Inc., as nominee for Taylor,
Bean & Whitaker Mortgage Corp. by assignment;
the undersigned, Mortgage Electronic
Registration Systems, Inc. as nominee for
Taylor, Bean & Whitaker Mortgage Corp.
pursuant to said deed and the note thereby
secured, has declared the entire amount of
said indebtedness due and payable and pursuant
to the power of sale contained in said
deed, will on the first Tuesday in July, 2009,
during the legal hours of sale, at the Courthouse
door in Lincoln County, sell at public
outcry to the highest bidder for cash, the
property described in said deed to-wit:
All that tract or parcel of land, situate,
lying and being in the 183rd GMD of Lincoln
County, Georgia, containing 2.00 acres, more
or less, as shown on a plat of survey prepared
by Robert F. Wilkes, County Surveyor, Lincoln
County, Georgia, dated April 26, 1999,
recorded in Plat Book 9 at Page 228 in the
Office of the Clerk of Superior Court of Lincoln
County, Georgia, and which plat and the
official record thereof are incorporated herein
by reference as a part of this description.
This is the same property conveyed to
CSRA Land & Homes LLC from Lisa M.
Willingham by Warranty Deed dated July 7,
2006, and recorded in Deed Book 164 at
Page 372, aforesaid Clerk's Office.
This conveyance includes that certain 2006
Southern Homes Manufactured Home, Serial
Number DSDAL46706AB, which home is to
be declared permanently affixed to the realty
described herein.
which has the property address of 1090
Jones Martin Road, Lincolnton, Georgia,
together with all fixtures and other personal
property conveyed by said deed.
The sale will be held subject to any unpaid
taxes, assessments, rights-of-way, easements,
protective covenants or restrictions, liens,
and other superior matters of record which
may affect said property.
The sale will be conducted subject (1) to
confirmation that the sale is not prohibited
under the U.S. Bankruptcy Code and (2) to
final confirmation and audit of the status of
the loan with the holder of the security deed.
Notice has been given of intention to collect
attorneys' fees in accordance with the
terms of the note secured by said deed.
Said property will be sold as the property
of Lisa Willingham and the proceeds of said
sale will be applied to the payment of said
indebtedness, the expense of said sale, all as
provided in said deed, and the undersigned
will execute a deed tot he purchaser as provided
in the aforementioned Security Deed.
This law firm is acting as a debt collector
and is attempting to collect a debt. Any information
obtained will be used for that purpose.

Mortgage Electronic Registration Systems,
Inc.
as nominee for Taylor, Bean & Whitaker
Mortgage Corp.
Attorney in Fact for
Lisa Willingham
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
404-373-1612
www.mccurdycandler.com
File No. 09-12791/FHA
6 11 4tc
NOTICE OF SALE UNDER POWER
Georgia, Lincoln County
This law firm is acting as a debt collector
attempting to collect a debt. Any information
obtained will be used for that purpose.
Under and by virtue of the Power of Sale
contained in a Security Deed given by Andy
J. Heygate and Maria I. Heygate to Bank of

America, NA, dated March 21, 2007, recorded
in Deed Book Not Sh 176, Page 157, Lincoln
County, Georgia Records,conveying the
after-described property to secure a Note in
the original principal amount of SIXTYEIGHT
THOUSAND SEVEN HUNDRED
SIXTY AND 0/100 DOLLARS
($68,760.00), with interest thereon as set
forth therein, there will be sold at public outcry
to the highest bidder for cash before the
courthouse door of Lincoln County, Georgia
within the legal hours of sale on the first
Tuesday in July, 2009, the following described
property:All that Lot, Tract and parcel of
land, lying and being in the 187th G.M.D. Of
Lincoln County, Georgia and being shown
and depicted as "Final Subdivision Plat for
"Eagle Pointe", on that certain Plat prepared
for Georgia shoreline, LLC, by James
F. Mattison, IV, R.L.S. No. 2701, which Plat
is recorded in the office of the clerk of superior
court of Lincoln County, Georgia, in Plat
Cabinet A, Slide 159-160, Page B, as Lot 20.
Reference is hereby made to said palt for a
more complete and accurate description as
to the metes, bounds, and location of said
property.
The foregoing property being a portion
of Lincoln County, Tax/Map parcel number
011-015 11H-020
The debt secured by said Security Deed has
been and is hereby declared due because of,
among other possible events of default, failure
to pay the indebtedness as and when due
and in the manner provided in the Note and
Security Deed. The debt remaining in default,
this sale will be made for the purpose of paying
the same and all expenses of this sale, as
provided in Security Deed and by law, including
attorneys fees (notice of intent to collect
attorneys fees having been given). Bank
of America can be contacted at 800-285-
6000 or by writing to 475 Crosspoint Parkway,
Getzville, NY 14068, to discuss possible
alternatives to foreclosure.
Said property will be sold subject to any
outstanding ad valorem taxes (including taxes
which are a lien, but not yet due and payable),
any matters which might be disclosed
by an accurate survey and inspection of the
property, any assessments, liens, encumbrances,
zoning ordinances, restrictions, covenants,
and matters of record superior to the
Security Deed first set out above.
To the best knowledge and belief of the
undersigned, the party in possession of the
property is Andy J. Heygate and Maria I.
Heygate or a tenant or tenants and said property
is more commonly known as 20 Eagle
Point Lot 20 Eagle Pointe, Lincolnton,
Georgia 30817. The sale will be conducted
subject (1) to confirmation that the sale is
not prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation and audit
of the status of the loan with the holder of
the security deed.
Bank of America, NA
as Attorney in Fact for
Andy J. Heygate and Maria I. Heygate
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/ske 7/7/09 Our file no. 1390909-FT8
6 11 4tc
NOTICE OF SALE UNDER POWER
State of Georgia
County of Lincoln
Because of a default in the payment of the
indebtedness secured by that certain Security
Deed, dated May 12, 2006, executed by
Teresita Cuervo and Jennifer Franco to Mortgage
Electronic Registration Systems, Inc.,
recorded in Deed Book 162, Page 293, Lincoln
County, Georgia Deed Records, and securing
an Balloon Note in the original principal
amount of $85,410.00, said Security
Deed and Balloon Note having last been assigned
to Wachovia Mortgage Corporation,
the current holder thereof, has declared the
entire amount of said indebtedness evidenced
by the Note immediately due and payable
and, pursuant to the power of sale contained
in said Security Deed, will, on the first Tuesday
in July, 2009, to-wit: July 7, 2009, during
the legal hours of sale, before the Lincoln
County Courthouse door, sell at public outcry
to the highest bidder for cash, the following
described real property:
All that lot, tract and parcel of land, lying
and being in the 269th G.M.D. of Lincoln
County, Georgia and being shown and depicted
as "Final Subdivision Plat for "Longleaf
Pointe", on that certain plat prepared for
Georgia Shoreline, LLC, by James F. Mattison,
IV, R.L.S. 2701, which plat is recorded
in the Office of the Clerk of Superior Court
of Lincoln County, Georgia, in Plat Cabinet
A, Slide 156-157, as Lot 14. Reference is
hereby made to said plat for a more complete
and accurate description as to the metes,
bounds, and location of said property.
The foregoing property being a portion
of Lincoln County Tax/Map parcel number
59/28.
The aforedescribed real property, is also
known as Lot 14, Long Leaf Pointe, Lincolnton,
Georgia, according to the present
system of numbering houses in Lincoln
County, Georgia.
This sale will be conducted subject (1) to
confirmation that the sale is not prohibited
under the U.S. Bankruptcy Code and (2) to
final confirmation and audit as to the amount
and status of the loan with the holder of the
Security Deed, including but not limited to, a
determination that the borrower has not reinstated
the loan prior to the foreclosure sale.
Said real property will be sold subject to
any outstanding ad valorem taxes (including
taxes which are a lien, but not yet due and
payable), the right of redemption of any taxing
authority, any matters which might be
disclosed by an accurate survey and inspection
of the real property, any assessments,
liens, encumbrances, zoning ordinances, restrictions,
covenants, and matters of record
superior to the Security Deed first set out
above.
Upon information and belief, said real
property is presently in the possession or
control of Teresita Cuervo and Jennifer
Franco and the proceeds of said sale will be
applied to the payment of said indebtedness
and all the expenses of said sale, including
attorney's fees, all as provided in said Security
Deed and the excess proceeds, if any, will
be distributed as provided by law.
This law firm is attempting to collect a
debt on behalf of the above-referenced lender
and any information will be used for that
purpose.
Wachovia Mortgage Corporation
as Attorney-in-Fact for
Teresity Cuervo and Jennifer Franco
David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001

Savannah, Georgia 31401
(912) 233-9700
6 11 4tc
NOTICE OF SALE UNDER POWER
Georgia, Lincoln County
This law firm is acting as a debt collector
attempting to collect a debt. Any information
obtained will be used for that purpose.
Under and by virtue of the Power of Sale
contained in a Security Deed given by
Hemalata Reddy to SunTrust Mortgage, Inc.,
dated October 31, 2006, recorded in Deed
Book 170, Page 541, Lincoln County, Georgia
Records,conveying the after-described
property to secure a Note in the original
principal amount of TWO HUNDRED
FORTY-SIX THOUSAND NINE HUNDRED
SIXTY-NINE AND 0/100 DOLLARS
($246,969.00), with interest thereon as set
forth therein, there will be sold at public outcry
to the highest bidder for cash before the
courthouse door of Lincoln County, Georgia
within the legal hours of sale on the first
Tuesday in July, 2009, the following described
property:All that tract or parcel of land lying
and being in the 188th G.M.D. Of Lincoln
County, georgia, and be more particularly
described as Lot 80, Stillwater Coves
Subdivision, Phase I, as per Plat thereof recorded
in Plat Cabinet A, slides 163-164,
panel a, Lincoln County, georgia records,
which recorded Plat incorporated herein by
reference and made a part of this description.

The debt secured by said Security Deed has
been and is hereby declared due because of,
among other possible events of default, failure
to pay the indebtedness as and when due
and in the manner provided in the Note and
Security Deed. The debt remaining in default,
this sale will be made for the purpose of
paying the same and all expenses of this sale,
as provided in Security Deed and by law, including
attorneys fees (notice of intent to
collect attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted
at 866-384-0903 or by writing to 1001
Semmes Avenue, Richmond, VA 23224, to
discuss possible alternatives to foreclosure.
Said property will be sold subject to any
outstanding ad valorem taxes (including taxes
which are a lien, but not yet due and payable),
any matters which might be disclosed
by an accurate survey and inspection of
the property, any assessments, liens, encumbrances,
zoning ordinances, restrictions, covenants,
and matters of record superior to the
Security Deed first set out above.
To the best knowledge and belief of the
undersigned, the party in possession of the
property is Hemalata Reddy or a tenant or
tenants and said property is more commonly
known as Lot 80 Stillwater Coves, Lincolnton,
Georgia 30817.
The sale will be conducted subject (1) to
confirmation that the sale is not prohibited
under the U.S. Bankruptcy Code and (2) to
final confirmation and audit of the status of
the loan with the holder of the security deed.
As Attorney in Fact for
Hemalata Reddy
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
6 11 4tc
NOTICE OF SALE UNDER POWER
State of Georgia
County of Lincoln
Because of a default in the payment of the
indebtedness secured by that certain Security
Deed, dated January 30, 2008, executed by
Jennie Urias to Mortgage Electronic Registration
Sysemts, Inc. as nominee for
Wachovia Mortgage Corporation recorded
in Deed Book 186, Page 124, Lincoln
County, Georgia Deed Records, and securing
a Note ("Note") in the original principal
amount of $235,710.00, said Security Deed
and Note last having been assigned to
Wachovia Mortgage Corporation, the current
holder thereof, has declared the entire
amount of said indebtedness evidenced by the
Note immediately due and payable and, pursuant
to the power of sale contained in said
Security Deed, will, on the first Tuesday in
July, 2009, to-wit: July 7, 2009, during the
legal hours of sale, before the Lincoln County
Courthouse door, sell at public outcry to the
highest bidder for cash, the following described
real property:
All that tract or parcel of land lying and
being in the 188th G.M.D. of Lincoln County,
Georgia, and being more particularly described
as Lot 182, Stillwater Coves Subdivision,
Phase One, as per plat thereof recorded in
Plat Cabinet A, Sliders 163-164, Panel A,
Lincoln County, Georgia Records, which recorded
plat is incorporated herein by reference
and made a part of this description.
The aforedescribed real property is known
as Lot 182 Stillwater Coves, Lincolnton,
Georgia 30817, according to the present system
of numbering houses in Lincoln County,
Georgia.
This sale will be conducted subject (1) to
confirmation that the sale is not prohibited
under the U.S. Bankruptcy Code and (2) to
final confirmation and audit as to the amount
and status of the loan with the holder of the
Security Deed, including but not limited to a
determination that the borrower has not reinstated
the loan prior to the foreclosure sale.
Said real property will be sold subject to
any outstanding ad valorem taxes (including
taxes which are a lien, but not yet due and
payable), the right of redemption of any taxing
authority, any matters which might be
disclosed by an accurate survey and inspection
of the real property, any assessments,
liens, encumbrances, zoning ordinances, restrictions,
covenants, and matters of record
superior to the Security Deed first set out
above.
Upon information and belief, said real
property is presently in the possession or
control of Jennie Urias and the proceeds of
said sale will be applied to the payment of
said indebtedness and all the expenses of said

sale, including attorney's fees, all as provided
in said Security Deed and the excess proceeds,
if any, will be distributed as provided
by law.
This law firm is attempting to collect a
debt on behalf of the above-referenced lender
and any information will be used for that
purpose.
Wachovia Mortgage Corporation
as Attorney-in-Fact for
Jennie Urias
David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
6 11 4tc
NOTICE OF SALE UNDER POWER
State of Georgia
County of Lincoln
Because of a default in the payment of the
indebtedness secured by that certain Security
Deed, dated May 12, 2006, executed by Paul
F. Marotte to Mortgage Electronic Registration
Systems, Inc. as nominee for Wachovia
Mortgage Corporation recorded in Deed Book
162, Page 699, Lincoln County, Georgia
Deed Records, and securing a Fixed Rate Balloon
Note ("Note") in the original principal
amount of $193,410.00, said Security Deed
and Fixed Rate Balloon Note last having been
assigned to Wachovia Mortgage Corporation,
the current holder thereof, has declared the
entire amount of said indebtedness evidenced
by the Note immediately due and payable
and, pursuant to the power of sale contained
in said Security Deed, will, on the first Tuesday
in July, 2009, to-wit: July 7, 2009, during
the legal hours of sale, before the Lincoln
County Courthouse door, sell at public outcry
to the highest bidder for cash, the following
described real property:
All that lot, tract and parcel of land, lying
and being in the 269th G.M.D. of Lincoln
County, Georgia and being shown and depicted
as "Final Subdivision Plat for "Longleaf
Pointe", on that certain plat prepared for
Georgia Shoreline, LLC, by James F. Mattison,
IV, R.L.S. No. 2701, which plat is recorded
in of the Office of the Clerk of Superior
Court of Lincoln County, Georgia, in
Plat Cabinet A, Slide 156-157, as Lot 11.
Reference is hereby made to said plat for a
more complete and accurate description as
to the metes, bounds, and location of said
property.
The foregoing property being a portion
of Lincoln County Tax/Map parcel number
59/28.
The aforedescribed real property is known
as Lot 11 Long Leaf Pointe, Lincolnton,
Georgia 30817, according to the present
system of numbering houses in Lincoln
County, Georgia.
This sale will be conducted subject (1) to
confirmation that the sale is not prohibited
under the U.S. Bankruptcy Code and (2) to
final confirmation and audit as to the amount
and status of the loan with the holder of the
Security Deed, including but not limited to a
determination that the borrower has not reinstated
the loan prior to the foreclosure sale.
Said real property will be sold subject to
any outstanding ad valorem taxes (including
taxes which are a lien, but not yet due and
payable), the right of redemption of any taxing
authority, any matters which might be
disclosed by an accurate survey and inspection
of the real property, any assessments,
liens, encumbrances, zoning ordinances, restrictions,
covenants, and matters of record
superior to the Security Deed first set out
above.
Upon information and belief, said real
property is presently in the possession or
control of Paul F. Marotte and the proceeds
of said sale will be applied to the payment of
said indebtedness and all the expenses of said
sale, including attorney's fees, all as provided
in said Security Deed and the excess proceeds,
if any, will be distributed as provided
by law.
This law firm is attempting to collect a
debt on behalf of the above-referenced lender
and any information will be used for that
purpose.
Wachovia Mortgage Corporation
as Attorney-in-Fact for
Paul F. Marotte
David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
6 11 4tc
NOTICE OF SALE UNDER POWER
Georgia, Lincoln County
This law firm is acting as a debt collector
attempting to collect a debt. Any information
obtained will be used for that purpose.
Under and by virtue of the Power of Sale
contained in a Security Deed given by Marcus
Brian Franco to Bank of America, NA, dated
January 28, 2008, recorded in Deed Book
186, Page 355, Lincoln County, Georgia
Records,conveying the after-described property
to secure a Note in the original principal
amount of TWO HUNDRED SIXTY-TWO
THOUSAND ONE HUNDRED FIVE AND
0/100 DOLLARS ($262,105.00), with interest
thereon as set forth therein, there will
be sold at public outcry to the highest bidder
for cash before the courthouse door of Lincoln
County, Georgia within the legal hours
of sale on the first Tuesday in July, 2009, the
following described property:
See Exhibit A attached hereto and made a
part hereof
The debt secured by said Security Deed has
been and is hereby declared due because of,
among other possible events of default, failure
to pay the indebtedness as and when due
and in the manner provided in the Note and
Security Deed. The debt remaining in default,
this sale will be made for the purpose of paying
the same and all expenses of this sale, as
provided in Security Deed and by law, including
attorneys fees (notice of intent to collect
attorneys fees having been given).
Said property will be sold subject to any
outstanding ad valorem taxes (including taxes
which are a lien, but not yet due and payable),
any matters which might be disclosed
by an accurate survey and inspection of the
property, any assessments, liens, encumbrances,
zoning ordinances, restrictions, covenants,
and matters of record superior to the
Security Deed first set out above.
The entity that has full authority to negotiate,
amend, and modify all terms of the
mortgage with the debtor is: Bank of America,
475 Crosspoint Parkway, Getzville, NY
14068, 800-285-6000. Please understand
that the secured creditor is not required by
law to negotiate, amend, or modify the terms
of the mortgage instrument.
To the best knowledge and belief of the
undersigned, the party in possession of the
property is Marcus Brian Franco or a tenant
or tenants and said property is more commonly
known as 28 Stillwater Coves, Lincolnton,
Georgia 30817.
The sale will be conducted subject (1) to
confirmation that the sale is not prohibited
under the U.S. Bankruptcy Code and (2) to
final confirmation and audit of the status of

the loan with the holder of the security deed.
EXHIBIT A
All that tract or parcel of land lying and
being in the 188th G.M.D. Of Lincoln County,
georgia, and being more particularly described
as Lot 28, Stillwater coves Subdivision, Phase
1, as per Plat thereof recorded in Plat Cabinet
A, slides 163-164, panel a, Lincoln
County, georgia records, which recorded Plat
is incorporated herein by reference and made
a part of this description.
Bank of America, NA
as Attorney in Fact for
Marcus Brian Franco
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ske 7/7/09
Our file no. 51506309-FT8
6 11 4tc
NOTICE OF SALE UNDER POWER
Georgia, Lincoln County
By virtue of a Power of Sale contained in
that certain Security Deed from Patrick E.
Keller to Branch Banking and Trust Company,
dated July 12, 2006, recorded August 1,
2006, in Deed Book 165, Page 478, Lincoln
County, Georgia Records, said Security Deed
having been given to secure a Note of even
date in the principal amount of FIFTY
THREE THOUSAND NINE HUNDRED
TEN DOLLARS AND NO CENTS
($53,910.00), with interest thereon as provided
for therein, there will be sold at public
outcry to the highest bidder for cash before
the courthouse door of Lincoln County, Georgia,
within the legal hours of sale on the first
Tuesday in July 2009, all property described
in said Security Deed including but not limited
to the following described property:
All that tract or parcel of land lying and
being in the 188th District, G.M., Lincoln
County Georgia, designated as Lot 47N of
Pointe Shores Subdivision, containing
3.45 Acres, more or less, as shown by Plat
and survey entitlted "Final Subdivision Plat
for Pointe Shores," prepared by Mattison &
Associates Land Surveyors, certified by James
F. Mattison, GRLS No. 2701, dated May 30,
2006 and recorded in Plat Cabinet A, Page
161, Lincoln County, Georgia Records; which
plat and the recording thereof are hereby
incorporated herein by reference for a more
detailed description of the property subject
to restrictions dated June 15, 2005 and recorded
in Deed Book 163, Page 85, aforesaid
records.
Indebtedness secured by said Security Deed
has been and is hereby declared due because
of default under the terms of said Security
Deed and Note, including but not limited to
he nonpayment of the indebtedness as and
when due. The indebtedness remaining in default,
this sale will be made for the purpose of
paying the same, all expenses of the sale,
including attorneys' fees and all other payments
provided for under the terms of the
Security Deed and Note.
Said property will be sold subject to the
following items which may affect the title to
said property: all zoning ordinances; matters
which would be disclosed by an accurate survey
or by an inspection of the property; any
outstanding taxes, including but not limited
to ad valorem taxes, which constitute liens
upon said property; special assessments; all
outstanding bills for public utilities which constitute
liens upon said property; all restrictive
covenants, easements, rights-of-way and
any other matters of record superior to said
Security Deed.
To the best of the knowledge and belief of
the undersigned, the party in possession of
the property is Patrick E. Keller or tenant(s).
The sale will be conducted subject (1) to confirmation
that the sale is not prohibited under
the U.S. Bankruptcy Code and (2) to final
confirmation and audit of the status of
the loan with the holder of the Security Deed,
Branch Banking and Trust Company as Attorney
in Fact for Patrick E. Keller. Contact:
Patrick J. Geheren, Esq., 1535 Mount
Vernon Road, Atlanta, GA 30338 TEL (678)
587-9500.
This law firm is attempting to collect a
debt. Any information obtained will be used
for that purpose. 6 11 4tc
NOTICE OF SALE UNDER POWER
Georgia, Lincoln County
By virtue of a Power of Sale contained in
that certain Security Deed from Robert H.
Coleman and Sandra D. Coleman to Branch
Banking and Trust Company, dated September
7, 2007, recorded September 19, 2007,
in Deed Book 181, Page 431, Lincoln County,
Georgia Records, said Security Deed having
been given to secure a Note of even date in
the principal amount of ONE HUNDRED
ELEVEN THOUSAND THREE HUNDRED
AND SEVENTY FIVE DOLLARS AND NO
CENTS ($111,375.00), with interest thereon
as provided for therein, there will be sold at
public outcry to the highest bidder for cash
before the courthouse door of Lincoln County,
Georgia, within the legal hours of sale on the
first Tuesday in July 2009, all property described
in said Security Deed including but
not limited to the following described property:

All that lot or parcel of land, with improvements
thereon, situate, lying and being
in the state of Georgia, County of Lincoln,
being known and designated as Lot 6, Phase
C of Providence Ferry Subdivision, as
shown on a plat prepared by Mattison &
Associates Land Surveyors dated April 6, 2007
for Energy Conversion Corp., and recorded
in the Office of the Clerk of Superior Court
of Lincoln County, Georgia, in PC-A, Slides
182, 183 and 184. Reference is hereby made
to said plat for a more complete and accurate
description of said property hereby conveyed.
Said property is conveyed subject to the declaration
of restrictive convenants applicable
to Providence Ferry recorded in said Clerk's
Office in Book 165, Page 693-707 and as
amended in Deed Book 168, Page 847 and
Deed Book 177, Pages 115-116. Map and
Parcel number: Portion of 18-1.
The indebtedness secured by said Security
Deed has been and is hereby declared due because
of default under the terms of said Security
Deed and Note, including but not limited
to he nonpayment of the indebtedness as and
when due. The indebtedness remaining in default,
this sale will be made for the purpose of
paying the same, all expenses of the sale,
including attorneys' fees and all other payments
provided for under the terms of the
Security Deed and Note.
Said property will be sold subject to the
following items which may affect the title to
said property: all zoning ordinances; matters
which would be disclosed by an accurate survey
or by an inspection of the property; any
outstanding taxes, including but not limited
to ad valorem taxes, which constitute liens
upon said property; special assessments; all
outstanding bills for public utilities which constitute
liens upon said property; all restrictive
covenants, easements, rights-of-way and
any other matters of record superior to said
Security Deed.

To the best of the knowledge and belief of
the undersigned, the party in possession of
the property is Robert H. Coleman and Sandra
D. Coleman or tenant(s). The sale will be
conducted subject (1) to confirmation that
the sale is not prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan with the
holder of the Security Deed, Branch Banking
and Trust Company as Attorney in Fact for
Robert H. Coleman and Sandra D. Coleman.
Contact: Patrick J. Geheren, Esq., 1535
Mount Vernon Road, Atlanta, GA 30338 TEL
(678) 587-9500.
This law firm is attempting to collect a
debt. Any information obtained will be used
for that purpose. 6 11 4tc
NOTICE OF SALE UNDER POWER
Georgia, Lincoln County
This law firm is acting as a debt collector
attempting to collect a debt. Any information
obtained will be used for that purpose.
Under and by virtue of the Power of Sale
contained in a Security Deed given by Ronald
M. Lazar to SunTrust Mortgage, Inc., dated
September 29, 2006, recorded in Deed Book
169, Page 75, Lincoln County, Georgia
Records, as last transferred to SunTrust Bank
by assignment to be recorded in the Office of
the Clerk of Superior Court of Lincoln
County, Georgia Records,conveying the after
described property to secure a Note in
the original principal amount of TWO HUNDRED
THIRTY-TWO THOUSAND FOUR
HUNDRED SEVENTY-FOUR AND 50/100
DOLLARS ($232,474.50), with interest
thereon as set forth therein, there will be
sold at public outcry to the highest bidder for
cash before the courthouse door of Lincoln
County, Georgia within the legal hours of
sale on the first Tuesday in July, 2009, the
following described property:
See Exhibit A attached hereto and made a
part hereof
The debt secured by said Security Deed has
been and is hereby declared due because of,
among other possible events of default, failure
to pay the indebtedness as and when due
and in the manner provided in the Note and
Security Deed. The debt remaining in default,
this sale will be made for the purpose of paying
the same and all expenses of this sale, as
provided in Security Deed and by law, including
attorneys fees (notice of intent to collect
attorneys fees having been given).
Said property will be sold subject to any
outstanding ad valorem taxes (including taxes
which are a lien, but not yet due and payable),
any matters which might be disclosed
by an accurate survey and inspection of
the property, any assessments, liens, encumbrances,
zoning ordinances, restrictions, covenants,
and matters of record superior to the
Security Deed first set out above.
The entity that has full authority to negotiate,
amend, and modify all terms of the
mortgage with the debtor is: Suntrust Mortgage,
Inc., 1001 Semmes Avenue, Richmond,
VA 23224, 866-384-0903. Please understand
that the secured creditor is not required by
law to negotiate, amend, or modify the terms
of the mortgage instrument.
To the best knowledge and belief of the
undersigned, the party in possession of the
property is Ronald M. Lazar or a tenant or
tenants and said property is more commonly
known as 75 Stillwater Coves, Lincolnton,
Georgia 30817.
The sale will be conducted subject (1) to
confirmation that the sale is not prohibited
under the U.S. Bankruptcy Code and (2) to
final confirmation and audit of the status of
the loan with the holder of the security deed.
EXHIBIT A
All that tract or parcel of land lying and
being in the 188th G.M.D. Of Lincoln County,
georgia, and being more particularly described
as Lot 75, Stillwater Coves Subdivision, Phase
I, as per Plat thereof recorded in Plat Cabinet
A, slides 163-164, panel a, Lincoln
County, georgia records, which recorded Plat
is incorporated herein by reference and made
a part of this description.
SunTrust Bank
as Attorney in Fact for
Ronald M. Lazar
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/cpl 7/7/09
Our file no. 51430909-FT2
6 11 4tc
NOTICE OF SALE UNDER POWER
State of Georgia
County of Lincoln
Because of a default in the payment of the
indebtedness secured by that certain Security
Deed, dated November 14, 2007, executed
by Michelle C. Archer to Mortgage Electronic
Registration Systems, Inc. as nominee for
Wachovia Mortgage Corporation recorded
in Deed Book 184, Page 40, Lincoln County,
Georgia Deed Records, and securing a Fixed
Rate Balloon Note ("Note") in the original
principal amount of $233,910.00, said Security
Deed and Note last having been assigned
to Wachovia Mortgage Corporation, the current
holder thereof, has declared the entire
amount of said indebtedness evidenced by the
Note immediately due and payable and, pursuant
to the power of sale contained in said
Security Deed, will, on the first Tuesday in
July, 2009, to-wit: July 7, 2009, during the
legal hours of sale, before the Lincoln County
Courthouse door, sell at public outcry to the
highest bidder for cash, the following described
real property:
All that tract or parcel of land lying and
being in the 188th G.M.D. of Lincoln County,
Georgia, and being more particularly described
as Lot 137, Stillwater Coves Subdivision,
Phase I, as per plat thereof recorded in Plat
Cabinet A, Slides 163 - 164, Panel A, Lincoln
County, Georgia Records, which recorded plat
is incorporated herein by reference and made
a part of this description.
The aforedescribed real property is known
as Lot 137 Stillwater Coves, Lincolnton,
Georgia, according to the present system
of numbering houses in Lincoln County,
Georgia.
This sale will be conducted subject (1) to
confirmation that the sale is not prohibited
under the U.S. Bankruptcy Code and (2) to
final confirmation and audit as to the amount
and status of the loan with the holder of the
Security Deed, including but not limited to a
determination that the borrower has not reinstated
the loan prior to the foreclosure sale.
Said real property will be sold subject to
any outstanding ad valorem taxes (including
taxes which are a lien, but not yet due and
payable), the right of redemption of any taxing
authority, any matters which might be
disclosed by an accurate survey and inspection
of the real property, any assessments,
liens, encumbrances, zoning ordinances, restrictions,
covenants, and matters of record
superior to the Security Deed first set out
above.
Upon information and belief, said real
property is presently in the possession or
control of Michelle C. Archer and the pro-

ceeds of said sale will be applied to the payment
of said indebtedness and all the expenses
of said sale, including attorney's fees, all as
provided in said Security Deed and the excess
proceeds, if any, will be distributed as provided
by law.
This law firm is attempting to collect a
debt on behalf of the above-referenced lender
and any information will be used for that
purpose.
Wachovia Mortgage Corporation
as Attorney-in-Fact for
Michelle C. Archer
David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
6 11 4tc
NOTICE OF SALE UNDER POWER
State of Georgia
County of Lincoln
Because of default in the payment of the
indebtedness secured by a security deed dated
May 3, 2009, executed by James S. Garrett,
and recorded in Deed Book 92, pages 338-
340, in the office of the Clerk of the Superior
Court of Lincoln County, Georgia, and
subsequently the indebtedness being assumed
by Anthony Jefferies on December 16, 1997
as evidenced by the Warranty deed December
16, 1997 and recorded in said Clerk's
office in Deed Book 99, page 345, the undersigned,
pursuant to said deed and the note
thereby secured, has declared the entire
amount of said indebtedness due and payable
and, pursuant to the power of sale contained
in said deed, on the first Tuesday in July,
2009, to wit: July 7, 2009, during the legal
hours of sale at the courthouse door in Lincoln
County, Georgia, will sell at public outcry
to the highest bidder for cash, the property
described in said deed and in Exhibit "A",
which is attached hereto and made a part
hereof.
The sale will be held subject to any unpaid
taxes, assessments, right-of-way, easements,
protective covenants or restrictions, liens and
other superior matters of record, which may
affect said property.
Notice has been given of intent to collect
attorney's fees in accordance with the terms
of the note secured by said deed.
To the best of my knowledge and belief of
the undersigned, the party in possession of
the property is Anthony Jefferies. Said property
is known as 1861 Old Petersburg Road
Lincolnton, GA 30817.
Said property will be sold as the property
of Anthony Jefferies, and the proceeds of
said sale will be applied to the payment of
said indebtedness and the expenses of sale as
provided in said deed, and the undersigned
will execute a deed to the purchaser as provided
in the aforementioned security deed.
This law firm is acting as a debt collector
attempting to collect a debt. Any information
obtained will be used for that purpose.
Exhibit "A"(Property Description)
All that tract or parcel of land with improvements
thereon lying and being in the
Lincoln County, Georgia, being known and
designated as Lot 4, containing 13.32 acres
and being more particularly shown on plat
recorded in Plat Book "B", Page 165 in the
office of the Clerk of Superior Court of Lincoln
County, Georgia. Reference is hereby
made to said plat for a more complete and
accurate description as to the metes, bounds
and location of said property. This is a the
property conveyed to the Anthony Jefferies
by deed of James S. Garrett dated December
16, 1997 and recorded in Deed Book 99 at
page 345, said Clerk's office.
R. Daniel Weigle
as Attorney-In-Fact for Anthony Jefferies
Benjamin F. McElreath
3540 Wheeler Road, Suite 309
Augusta, Georgia 30909-1886
File #09
6 11 4tc
NOTICE OF SALE UNDER POWER
GEORGIA, LINCOLN COUNTY
Because of default in the payment of the
indebtedness, secured by a Security Deed executed
by Leonard W. Keith to Mortgage
Electronic Registration Systems, Inc. dated
November 28, 2007 in the amount of
$242,900.00, and recorded in Deed Book
184, Page 469, Lincoln County, Georgia
Records; as last transferred to Wachovia
Mortgage Corporation by assignment; the
undersigned, Wachovia Mortgage Corporation
pursuant to said deed and the note thereby
secured, has declared the entire amount of
said indebtedness due and payable and pursuant
to the power of sale contained in said
deed, will on the first Tuesday in July, 2009 ,
during the legal hours of sale, at the Courthouse
door in Lincoln County, sell at public
outcry to the highest bidder for cash, the
property described in said deed to-wit:
All that tract or parcel of land lying and
being in the 188th G.M.D. of Lincoln County,
Georgia, and being more particularly described
as Lot 95 Stillwater Coves Subdivision, Phase
I, as per plat thereof recorded in Plat Cabinet
A, Slides 163-164, Panel A, Lincoln County,
Georgia records, which recorded plat is incorporated
herein by reference and made a
part of this description.
which has the property address of Lot 95
Stillwater Coves, Lincolnton, Georgia.,
together with all fixtures and other personal
property conveyed by said deed.
The sale will be held subject to any unpaid
taxes, assessments, rights-of-way, easements,
protective covenants or restrictions, liens,
and other superior matters of record which
may affect said property.
The sale will be conducted subject (1) to
confirmation that the sale is not prohibited
under the U.S. Bankruptcy Code and (2) to
final confirmation and audit of the status of
the loan with the holder of the security deed.
Notice has been given of intention to collect
attorneys' fees in accordance with the
terms of the note secured by said deed.
Said property will be sold as the property
of Leonard W. Keith and the proceeds of
said sale will be applied to the payment of
said indebtedness, the expense of said sale, all
as provided in said deed, and the undersigned
will execute a deed to the purchaser as provided
in the aforementioned Security Deed.
This law firm is acting as a debt collector
and is attempting to collect a debt. Any information
obtained will be used for that purpose.

Wachovia Mortgage Corporation
Attorney in Fact for
Leonard W. Keith
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-11191 /CONV
6 11 4tc
NOTICE OF SALE UNDER POWER
GEORGIA, LINCOLN COUNTY
This law firm is acting as a debt collector
attempting to collect a debt. Any information
obtained will be used for that purpose.
Under and by virtue of the Power of Sale

contained in a Security Deed given by Ronald
Ziolkowski to SunTrust Mortgage, Inc., dated
September 18, 2006, recorded in Deed Book
168, Page 397, Lincoln County, Georgia
Records, as last transferred to SunTrust Bank
by assignment to be recorded in the Office of
the Clerk of Superior Court of Lincoln
County, Georgia Records,conveying the after
described property to secure a Note in
the original principal amount of TWO HUNDRED
SIXTY-TWO THOUSAND ONE
HUNDRED FIVE AND 0/100 DOLLARS
($262,105.00), with interest thereon as set
forth therein, there will be sold at public outcry
to the highest bidder for cash before the
courthouse door of Lincoln County, Georgia
within the legal hours of sale on the first
Tuesday in July, 2009, the following described
property:All that tract or parcel of land lying
land being in the 188th G.M.D. of Lincoln
County, Georgia, and being more particularly
described as Lot 148, Stillwater
Coves Subdivision, Phase 1, as per Plat thereof
recorded in Plat Cabinet A, slides 163-164,
Panel A, Lincoln County, Georgia Records.
The debt secured by said Security Deed has
been and is hereby declared due because of,
among other possible events of default, failure
to pay the indebtedness as and when due
and in the manner provided in the Note and
Security Deed. The debt remaining in default,
this sale will be made for the purpose of paying
the same and all expenses of this sale, as
provided in Security Deed and by law, including
attorneys fees (notice of intent to collect
attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted
at 866-384-0903 or by writing to 1001
Semmes Avenue, Richmond, VA 23224, to
discuss possible alternatives to foreclosure.
Said property will be sold subject to any
outstanding ad valorem taxes (including taxes
which are a lien, but not yet due and payable),
any matters which might be disclosed
by an accurate survey and inspection of
the property, any assessments, liens, encumbrances,
zoning ordinances, restrictions, covenants,
and matters of record superior to the
Security Deed first set out above.
To the best knowledge and belief of the
undersigned, the party in possession of the
property is Ronald Ziolkowski or a tenant or
tenants and said property is more commonly
known as Lot 148 Stillwater Coves,
Lincolnton, Georgia 30817.
The sale will be conducted subject (1) to
confirmation that the sale is not prohibited
under the U.S. Bankruptcy Code and (2) to
final confirmation and audit of the status of
the loan with the holder of the security deed.
SunTrust Bank
as Attorney in Fact for
Ronald Ziolkowski
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/cj 7/7/09
Our file no. 1217909-FT2
6 11 4tc
NOTICE OF SALE UNDER POWER
GEORGIA, LINCOLN COUNTY
This law firm is acting as a debt collector
attempting to collect a debt. Any information
obtained will be used for that purpose.
Under and by virtue of the Power of Sale
contained in a Security Deed given by Richard
P. Gayle to SunTrust Mortgage, Inc., dated
October 30, 2006, recorded in Deed Book
171, Page 438, Lincoln County, Georgia
Records, as last transferred to SunTrust Bank
by assignment to be recorded in the Office of
the Clerk of Superior Court of Lincoln
County, Georgia Records,conveying the after
described property to secure a Note in
the original principal amount of FIFTYFOUR
THOUSAND FIFTY-NINE AND 75/
100 DOLLARS ($54,059.75), with interest
thereon as set forth therein, there will be
sold at public outcry to the highest bidder for
cash before the courthouse door of Lincoln
County, Georgia within the legal hours of
sale on the first Tuesday in July, 2009, the
following described property:All that tract
or parcel of land lying and being in the 188th
G.M.D. Of Lincoln County, Georgia, and being
more particularly described as Lot 155,
Stillwater Coves Subdivision, Phase I, as per
Plat thereof recorded in Plat Cabinet A, slides
163 -164, panel a, Lincoln County, georgia
records, which recorded Plat is incorporated
herein by reference and made a part of this
description.
The debt secured by said Security Deed has
been and is hereby declared due because of,
among other possible events of default, failure
to pay the indebtedness as and when due
and in the manner provided in the Note and
Security Deed. The debt remaining in default,
this sale will be made for the purpose of paying
the same and all expenses of this sale, as
provided in Security Deed and by law, including
attorneys fees (notice of intent to collect
attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted
at 866-384-0903 or by writing to 1001
Semmes Avenue, Richmond, VA 23224, to
discuss possible alternatives to foreclosure.
Said property will be sold subject to any
outstanding ad valorem taxes (including taxes
which are a lien, but not yet due and payable),
any matters which might be disclosed
by an accurate survey and inspection of
the property, any assessments, liens, encumbrances,
zoning ordinances, restrictions, covenants,
and matters of record superior to the
Security Deed first set out above.
To the best knowledge and belief of the
undersigned, the party in possession of the
property is Richard P. Gayle or a tenant or
tenants and said property is more commonly
known as Lot 155 Stillwater Coves,
Lincolnton, Georgia 30817.
The sale will be conducted subject (1) to
confirmation that the sale is not prohibited
under the U.S. Bankruptcy Code and (2) to
final confirmation and audit of the status of
the loan with the holder of the security deed.
SunTrust Bank
as Attorney in Fact for
Richard P. Gayle
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/cj 7/7/09
Our file no. 1314009-FT2
6 11 4tc
NOTICE OF SALE UNDER POWER
State of Georgia
County of Lincoln
Because of a default in the payment of the
indebtedness secured by that certain Security
Deed, dated May 12, 2006, executed by Fabian
H. Cuervo and Teresita Cuervo to Mortgage
Electronic Registration Systems, Inc., recorded
in Deed Book 165, Page 164, Lincoln
County, Georgia Deed Records, and securing
an Balloon Note in the original principal
amount of $58,410.00, said Security Deed
and Balloon Note having last been assigned
to Wachovia Mortgage Corporation, the

current holder thereof, has declared the entire
amount of said indebtedness evidenced
by the Note immediately due and payable
and, pursuant to the power of sale contained
in said Security Deed, will, on the first Tuesday
in July, 2009, to-wit: July 7, 2009, during
the legal hours of sale, before the Lincoln
County Courthouse door, sell at public outcry
to the highest bidder for cash, the following
described real property:
All that lot, tract and parcel of land, lying
and being in the 269th G.M.D. of Lincoln
County, Georgia and being shown and depicted
as "Final Subdivision Plat for "Longleaf
Pointe", on that certain plat prepared for
Georgia Shoreline, LLC, by James F. Mattison,
IV, R.L.S. 2701, which plat is recorded
in the Office of the Clerk of Superior Court
of Lincoln County, Georgia, in Plat Cabinet
A, Slide 156-157, as Lot 54. Reference is
hereby made to said plat for a more complete
and accurate description as to the metes,
bounds, and location of said property.
The foregoing property being a portion
of Lincoln County Tax/Map parcel number
59/28.
The aforedescribed real property, is also
known as 1099 Longleaf Way, Lincolnton,
Georgia, according to the present system
of numbering houses in Lincoln County,
Georgia.
This sale will be conducted subject (1) to
confirmation that the sale is not prohibited
under the U.S. Bankruptcy Code and (2) to
final confirmation and audit as to the amount
and status of the loan with the holder of the
Security Deed, including but not limited to, a
determination that the borrower has not reinstated
the loan prior to the foreclosure sale.
Said real property will be sold subject to
any outstanding ad valorem taxes (including
taxes which are a lien, but not yet due and
payable), the right of redemption of any taxing
authority, any matters which might be
disclosed by an accurate survey and inspection
of the real property, any assessments,
liens, encumbrances, zoning ordinances, restrictions,
covenants, and matters of record
superior to the Security Deed first set out
above.
Upon information and belief, said real
property is presently in the possession or
control of Fabian H. Cuervo and Teresita
Cuervo and the proceeds of said sale will be
applied to the payment of said indebtedness
and all the expenses of said sale, including
attorney's fees, all as provided in said Security
Deed and the excess proceeds, if any, will
be distributed as provided by law.
This law firm is attempting to collect a
debt on behalf of the above-referenced lender
and any information will be used for that
purpose.
Wachovia Mortgage Corporation
as Attorney-in-Fact for
Fabian H. Cuervo and Teresita Cuervo
David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
(912) 233-9700
6 11 4tc
NOTICE OF SALE UNDER POWER
Georgia, Lincoln County
This law firm is acting as a debt collector
attempting to collect a debt. Any information
obtained will be used for that purpose.
Under and by virtue of the Power of Sale
contained in a Security Deed given by Gregory
Skowronski to Bank of America, NA,
dated October 23, 2006, recorded in Deed
Book 171, Page 456, Lincoln County, Georgia
Records,conveying the after-described
property to secure a Note in the original
principal amount of TWO HUNDRED
THIRTY-SIX THOUSAND THREE HUNDRED
SIXTY-FOUR AND 0/100 DOLLARS
($236,364.00), with interest thereon as set
forth therein, there will be sold at public outcry
to the highest bidder for cash before the
courthouse door of Lincoln County, Georgia
within the legal hours of sale on the first
Tuesday in July, 2009, the following described
property: All that tract or parcel of land lying
and being in The 188th G.M.D. of Lincoln
County, Georgia, and being more particularly
described as Lot 92, Stillwater Coves
Subdivision, Phase 1, as per Plat thereof recorded
in Plat Cabinet A, Slides 163-164,
Panel A, Lincoln County, Georgia Records,
which recorded Plat is incorporated herein
by reference and made a part of this description.

The debt secured by said Security Deed has
been and is hereby declared due because of,
among other possible events of default, failure
to pay the indebtedness as and when due
and in the manner provided in the Note and
Security Deed. The debt remaining in default,
this sale will be made for the purpose of paying
the same and all expenses of this sale, as
provided in Security Deed and by law, including
attorneys fees (notice of intent to collect
attorneys fees having been given).
Bank of America can be contacted at 800-
285-6000 or by writing to 475 Crosspoint
Parkway, Getzville, NY 14068, to discuss
possible alternatives to foreclosure.
Said property will be sold subject to any
outstanding ad valorem taxes (including taxes
which are a lien, but not yet due and payable),
any matters which might be disclosed
by an accurate survey and inspection of the
property, any assessments, liens, encumbrances,
zoning ordinances, restrictions, covenants,
and matters of record superior to the
Security Deed first set out above.
To the best knowledge and belief of the
undersigned, the party in possession of the
property is Gregory Skowronski or a tenant
or tenants and said property is more commonly
known as 92 Lot Stillwater CVS,
Lincolnton, Georgia 30817.
The sale will be conducted subject (1) to
confirmation that the sale is not prohibited
under the U.S. Bankruptcy Code and (2) to
final confirmation and audit of the status of
the loan with the holder of the security deed.
Bank of America, NA
as Attorney in Fact for
Gregory Skowronski
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
www.msplaw.com/foreclosure_sales.asp
MSP/ske 7/7/09
Our file no. 1347409-FT8
6 11 4tc
DEBTORS AND CREDITORS NOTICE
All creditors of the Estate of Irene D.
Whitley, deceased, late of Lincoln County,
Georgia, are hereby required to render in their
claims or demands to the undersigned according
to law, and all persons indebted to said
Estate are required to make immediate payment
to the undersigned.
This the 16th day of June, 2009.
Mary LaGrone
Executrix of the Estate of
Irene D. Whitley, deceased
Jimmy D. Plunkett, PC
Attorney at Law
234 Main Street, P.O. Box 1576
Thomson, Georgia 30824
6 25 4tp