LEGALS

NOTICE TO DEBTORS
AND CREDITORS
All creditors of the Estate of John
Hasselberger, III late of Lincoln County,
Georgia, deceased, are hereby notified to
render their demand to the undersigned according
to law, and all persons indebted to
said estate are required to make immediate
payment.
This 16th day of April, 2009.
Mrs. Virginia Skinner
Administratrix with the will annexed
Kopecky & Roberts
P.O. Box 128
Washington, GA 30673
5 7 4tc
NOTICE OF SALE UNDER POWER
Georgia, Lincoln County
By virtue of a Power of Sale contained in
that certain Security Deed from Patrick E.
Keller to Branch Banking and Trust Company,
dated August 25, 2006, recorded September
8, 2006, in Deed Book 167, Page
244, Lincoln County, Georgia Records, said
Security Deed having been given to secure a
Note of even date in the principal amount
of FIFTY THREE THOUSAND NINE
HUNDRED TEN DOLLARS AND NO
CENTS ($53,910.00), with interest thereon
as provided for therein, there will be sold at
public outcry to the highest bidder for cash
before the courthouse door of Lincoln
County, Georgia, within the legal hours of
sale on the first Tuesday in June 2009, all
property described in said Security Deed including
but not limited to the following described
property:
All that tract or parcel of land lying and
being in the 188th district, G.M., Lincoln
County, Georgia, designated as Lot 1S of
Pointe Shores Subdivision, containing 3.67
acres, more or less, as shown by Plat and
survey entitled "Final Subdivision Plat for
Pointe Shores", prepared by Mattison &
Associates Land Surveyors, certified by
James F. Mattison, GRLS NO. 2701, dated
May 30, 2006 and recorded in Plat Cabinet
A, Page 161, Lincoln County, Georgia
records; which plat and the recording thereof
are hereby incorporated herein by reference
for a more detailed description of the property.
Subject to restrictions dated June 15,
2005 and recorded in Deed Book 163, Page
85, aforesaid records.
The indebtedness secured by said Security
Deed has been and is hereby declared due
because of default under the terms of said
Security Deed and Note, including but not
limited to he nonpayment of the indebtedness
as and when due. The indebtedness remaining
in default, this sale will be made for
the purpose of paying the same, all expenses
of the sale, including attorneys' fees and all
other payments provided for under the terms
of the Security Deed and Note.
Said property will be sold subject to the
following items which may affect the title
to said property: all zoning ordinances;
matters which would be disclosed by an accurate
survey or by an inspection of the
property; any outstanding taxes, including
but not limited to ad valorem taxes, which
constitute liens upon said property; special
assessments; all outstanding bills for public
utilities which constitute liens upon said
property; all restrictive covenants, easements,
rights-of-way and any other matters
of record superior to said Security Deed.
To the best of the knowledge and belief
of the undersigned, the party in possession
of the property is Patrick E. Keller or
tenant(s). The sale will be conducted subject
(1) to confirmation that the sale is not prohibited
under the U.S. Bankruptcy Code and
(2) to final confirmation and audit of the
status of the loan with the holder of the
Security Deed.
This law firm is attempting to collect a
debt. Any information obtained will be used
for that purpose.
Branch Banking and Trust Company
as Attorney in Fact for
Patrick E. Keller
Contact: Patrick J. Geheren, Esq.,
1535 Mount Vernon Road,
Atlanta, GA 30338
5 7 4tc
NOTICE OF SALE UNDER POWER
Georgia, Lincoln County
This law firm is acting as a debt collector
attempting to collect a debt. Any information
obtained will be used for that purpose.
Under and by virtue of the Power of Sale
contained in a Security Deed given by
Michael Clay and Nancy Clay to Bank of
America, N.A., dated September 27, 2006,
recorded in Deed Book 169, Page 272, Lincoln
County, Georgia Records, conveying
the after-described property to secure a Note
in the original principal amount of TWO
HUNDRED SIXTY-NINE THOUSAND
ONE HUNDRED EIGHTY-ONE AND 0/
100 DOLLARS ($269,181.00), with interest
thereon as set forth therein, there will
be sold at public outcry to the highest bidder
for cash before the courthouse door of Lincoln
County, Georgia within the legal hours
of sale on the first Tuesday in June, 2009,
the following described property: All that
tract or parcel of land lying and being in the
188th G.M.D. of Lincoln County, Georgia,
and being more particularly described as Lot
149, Stillwater Coves Subdivision, Phase I,
as per Plat thereof recorded in Plat Cabinet

A, Slide 163-164, Panel A, Lincoln County,
Georgia Records, which recorded Plat incorporated
herein by reference and made a
part of this description.
The debt secured by said Security Deed
has been and is hereby declared due because
of, among other possible events of default,
failure to pay the indebtedness as and when
due and in the manner provided in the Note
and Security Deed. The debt remaining in
default, this sale will be made for the purpose
of paying the same and all expenses of
this sale, as provided in Security Deed and
by law, including attorneys fees (notice of
intent to collect attorneys fees having been
given).
Bank of America can be contacted at 800-
285-6000 or by writing to 475 Crosspoint
Parkway, Getzville, NY 14068, to discuss
possible alternatives to foreclosure.
Said property will be sold subject to any
outstanding ad valorem taxes (including
taxes which are a lien, but not yet due and
payable), any matters which might be disclosed
by an accurate survey and inspection
of the property, any assessments, liens, encumbrances,
zoning ordinances, restrictions,
covenants, and matters of record superior
to the Security Deed first set out above.
To the best knowledge and belief of the
undersigned, the party in possession of the
property is Michael Clay and Nancy Clay
or a tenant or tenants and said property is
more commonly known as 149 Stillwater
Cove, Lincolnton, Georgia 30817.
The sale will be conducted subject (1) to
confirmation that the sale is not prohibited
under the U.S. Bankruptcy Code and (2) to
final confirmation and audit of the status of
the loan with the holder of the security deed.
Bank of America, N.A.
as Attorney in Fact for
Michael Clay and Nancy Clay
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
www.msplaw.com/foreclosure_sales.asp
MSP/ske 6/2/09
Our file no. 1252609-FT8
5 7 4tc
NOTICE OF SALE UNDER POWER
Georgia, Lincoln County
Because of default in the payment of the
indebtedness, secured by a Security Deed executed
by Dora A. Sparks and Joel R. Sparks
to Mortgage Electronic Registration Systems,
Inc. dated May 3, 2006 in the amount
of $131,720.00, and recorded in Deed Book
161, Page 598, Lincoln County, Georgia
Records; as last transferred to Mortgage
Electronic Registration Systems, Inc. by
assignment; the undersigned, Mortgage Electronic
Registration Systems, Inc. pursuant
to said deed and the note thereby secured,
has declared the entire amount of said indebtedness
due and payable and pursuant to
the power of sale contained in said deed, will
on the first Tuesday of June, 2009, during
the legal hours of sale, at the Courthouse
door in Lincoln County, sell at public outcry
to the highest bidder for cash, the property
described in said deed to-wit:
All those lots or parcels of land, with
improvements thereon, situate, lying and
being in The State of Georgia, County of
Lincoln, being known and designated as Lot
5, containing 5.21 Acres, County, Georgia
in Plat Book at Page 236; reference is hereby
made to said plat for a more complete and
accurate description as to metes, bounds and
location of said property.
This property is conveyed subject to Protective
Covenants recorded in said Clerk's
in Deed Book 97, Pages 299-300.
Which has the property address of 1144
Colvin Kennedy Rd., Lincolnton, Georgia,
together with all fixtures and other
personal property conveyed by said deed.
The sale will be held subject to any unpaid
taxes, assessments, rights-of-way, easements,
protective covenants or restrictions,
liens, and other superior matters of record
which may affect said property.
The sale will be conducted subject (1) to
confirmation that the sale is not prohibited
under the U.S. Bankruptcy Code and (2) to
final confirmation and audit of the status of
the loan with the holder of the security deed.
Notice has been given of intention to
collect attorneys' fees in accordance with
the terms of the note secured by said deed.
Said property will be sold as the property
of Dora A. Sparks and Joel R. Sparks and the
proceeds of said sale will be applied to the
payment of said indebtedness, the expense
of said sale, all as provided in said deed, and
the undersigned will execute a deed to the
purchaser as provided in the aforementioned
Security Deed.
This law firm is acting as a debt collector
and is attempting to collect a debt. Any information
obtained will be used for that purpose.

Mortgage Electronic Registration
Systems, Inc.
Attorney in fact for
Dora A. Sparks and Joel R. Sparks
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
www.mccurdycandler.com
File No. 09-00465/FHA
5 7 4tc
NOTICE TO DEBTORS
AND CREDITORS
State of Georgia
Lincoln County
All persons indebted to the estate of

Frances Cullars Prater, deceased, are hereby
notified to make payment of same to the
undersigned and all persons having a claim
against said estate are notified to make claim
to the undersigned or be barred from participation
in said estate.
This 23rd day of April, 2009.
Executor, Estate of Frances Cullars Prater
Peggy C. Guillebeau
408 Pinecrest Drive
Albany, Georgia 31707
Hammond & Hammond
Post Office Box 1137
Thomson, Georgia 30824
4 30 4tp
GEORGIA, LINCOLN COUNTY
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained
in that certain Deed to Secure Debt from
Kathy M. Moore to Farmers State Bank, dated
January 24, 2008, and recorded in Deed Book
185, pages 828-833, Lincoln County, Georgia
records, said Deed to Secure Debt having
been given to secure a Note dated January
24, 2008, in the original principal sum of
Forty Six Thousand One Hundred Fifty and
00/100 Dollars ($46,150.00), with interest
from date at the rate stated in said Note on
the unpaid balance until paid, there will be
sold by the undersigned at public outcry to
the highest bidder from cash before the Courthouse
door at Lincoln County, Georgia, within
the legal hours of sale on the first Tuesday in
June, 2009, the property described on Exhibit
"A" attached hereto and incorporated
herein by reference. The debt secured by said
Deed to Secure Debt has been and is hereby
declared due because of, among other possible
events of default, non-payment of the
monthly installments on said loan. The debt
remaining in default, this sale will be made
for the purpose of paying the same and all
expenses of this sale, including attorney's
fees.
Said property will be sold as the property
of Kathy M. Moore, subject to a prior deed
to secure debt in favor of Farmers State Bank
dated January 24, 2008, recorded in Deed
Book 185, pages 828-833, aforesaid records,
to the outstanding ad valorem taxes and / or
assessments, if any, and all easements and

restrictions of record, if any, having priority
over this Deed to Secure Debt.
Farmers State Bank
As Attorney in Fact for
Kathy M. Moore
Britt Hammond
Hammond & Hammond
Attorneys at Law, P.C.
Post Office Box 1137
Thomson, Georgia 30824
EXHIBIT "A"
Legal Description, from Security Deed of
Property
Property located at 2585 Martin Bentley
Road, Lincolnton, Lincoln County, Georgia
30817
All that tract or parcel of land, with any and
all improvements thereon, situate, lying and
being in the 184TH District G.M., Lincoln
County, Georgia, and in the 177TH District,
G.M. Wilkes County, Georgia containing
44.97 acres, more or less, being known and
designated as Lot No. 2 on a plat of said land
made from a survey by Randell E. Cook,
Georgia R.L.S. No. 2270, dated October 27,
1995 and revised December 14, 2001, and
recorded in Plat Cabinet A, Slide 126, Panel
D of the records in the Office of the Clerk of
Superior Court, Lincoln County, Georgia, and
which plat and the recording thereof are incorporated
herein by reference as a part of
this description.
6 7 4tc