2009-03-19 / Public Notices

LEGALS

PUBLIC COMMENT NOTICE

BR000-0001-00(370) LINCOLN

COUNTY, PI# 0001370

Public comment notice is given that Surface Transportation Program funding in the total amount of $14,287,000 is being added to the State Transportation Improvement Program for Georgia Department of Transportation Project BR000-0001-00(370) for the estimate of the replacement of the Bridge located on SR 43/US 378 @ SAVANNAH RIVER 6.8 MI E OF LINCOLNTON @ SC. FY 2010 funding comes from the additional Formula Obligation for the Surface Transportation Program in the total amount of $13,900,000 (Bridge funds).

Such notice is required by the SAFETEALU. Comments should be directed to Angela Alexander, State Planning Administrator, at One Georgia Center, 600 West Peachtree St. NW, Atlanta, Georgia 30308. 3 19 2tc

NOTICE TO DEBTORS

AND CREDITORS

All persond indebted to the estate of Nellie Moore Crook, deceased, are hereby notified to make payment of same to the undersigned and all persons having a claim against said estate are notifiend to make claim to the undersigned or be barred from participation in said estate.

This 20th day of February, 2009. Executrix, Estate of Nellie Moore Crook

Cheryl Anne Crook

2724 Hwy. 220 West

Lincolnton, Georgia 30817 Hammond & Hammond Post Office Box 1137 Thomson, Georgia 30824 3 5 4tp

NOTICE TO DEBTORS

AND CREDITORS

All creditors of the Estate of Mary M. Dunford, late of Lincoln County, Georgia, are hereby notified to render their demand to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.

This 17th day of February, 2009.

Betsy D. Barnett, Executrix Kopecky & Roberts P.O. Box 128 Washington, Georgia 30673 3 5 4tp

NOTICE TO DEBTORS

AND CREDITORS

All creditors of the Estate of James B. Brangenberg, late of Lincoln County, Georgia, are hereby notified to render their demand to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.

This 13th day of February, 2009.

Martha J. Brangenberg, Executrix Kopecky & Roberts P.O. Box 128 Washington, Georgia 30673 3 5 4tp

DEBTORS AND CREDITORS NOTICE State of Georgia Lincoln County

All persons indebted to the estate of Marion Ray Hardy are hereby notified to make payment of same to the undersigned and all persons having a claim against said estate are notified to make claim to the undersigned or be barred from participation in said estate.

This 3rd day of March, 2009.

Robert Ray Hardy

P.O. Box 1364

Washington, Georgia 30673

HLD SELF STORAGE

P.O. Box 1125 215 S. Washington St.

Lincolnton, GA 30817

3 12 4tp

A public sale will be held at 215 S. Washington St., Lincolnton, Ga. 30817 on March 21, 2009 on the units listed below. We reserve the right to reject any and all bids, as well as withdraw any unit. All sales cash only.

Felecia Easterling

1094 Prater Road Lincolnton, GA 30817

Units B37 & E88

Alvin Bernard Gartrel

P.O. Box 683

Lincolnton, GA 30817

Unit C40

Included in units, clothes, household goods, furniture and appliances, tools & electronics. 3 12 2tc

DEBTOR'S AND CREDITOR'S State of Georgia County of Lincoln

All person having claims against Inez Locust Chandler and her estate, are required to present the same to the undersigned, properly itemized, and proven, within the time required by Law. And all persons indebted to said deceased, or her estate, are requested to make immediate payment to the undersigned.

This 23rd day of February, 2009.

Starlie Richard Chandler, Administrator Michelle R. Harrison PO Box 1150 Lincolnton, GA 30817 3 12 4tc

NOTICE OF SALE UNDER POWER State of Georgia County of Lincoln

Under and by virtue of the power of sale within a certain Security Deed from Jason L. Aycock and Donna A. Aycock, Grantor, to Farmers and Merchants Bank, Grantee, dated June 14, 1999 and recorded in Deed Book 107, Page 750, Lincoln County Superior Court Deed Records. The subject Security Deed having been given to secure a Note dated June 14, 1999, in the original principal amount of $235,796.50, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Lincoln County, Georgia, on the first Tuesday in April, to wit, April 7, 2009, to the highest and best bidder for cash, the following described property:

ALL that tract or parcel of land with improvements thereon, situate, lying and being in the 269th GMD of Lincoln County, Georgia, containing 15 acres, more or less, being bounded now or formerly, on the North by lands of Jason and Martha B. Aycock and by Georgia State Highway No. 47; East by Georgia State Highway No. 47; South by lands of Martha B. Aycock and lands of Barney A. Aycock, Jr.; and West by lands of Jason and Martha B. Aycock. Said tract is more particularly described according to a plat of same made from a survey by Robert F Wilkes, County Surveyor, Lincoln County, Georgia, dated May 29, 1999 and recorded in Plat Book 9, page 241, Lincoln County Superior Court Deed Records. Said plat of survey and the official record thereof is incorporated herein fore a more complete description of the property.

The debt secured by the Security Deed and Note has been and is hereby declared due and payable in full because of default in payment pursuant to the terms of the Security Deed

and Note. Notice has been given of intention to enforce provisions for collection of attorney's fees and foreclosure in accordance with legal requirements and the terms of the Security Deed and Note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and other sums secured by the Security Deed, including attorney's fees; and, the remainder, if any, shall be applied as provided by law.

To the best of the undersigned's knowledge and belief the property is in the possession of Jason L. Aycock and Donna A. Aycock and said property will be sold as the property of said individuals, subject to outstanding ad valorem taxes, street improvements, and easements or restrictions of record, if any. The undersigned will execute a deed to the Purchaser at said sale as provided in the Security Deed.

Charles E. Legette, Jr. Attorney for Farmers and

Merchants Bank,

Attorney-in-Fact for

Jason L. Aycock and Donna A. Aycock 27 E. Public Square Washington, Georgia 30673 3 12 4tc

NOTICE OF SALE UNDER POWER Georgia, Lincoln County

By virtue of a Power of Sale contained in that certain Security Deed from Patrick R. Grafton and Barbara A. Grafton to Branch Banking and Trust Company, dated November 22, 2006, recorded January 8, 2007, in Deed Book 173, Page 189, Lincoln County, Georgia, said Security Deed having been given to secure a Note of even date in the principal amount of TWO HUNDRED THIRTY SEVEN THOUSAND FIVE HUNDRED DOLLARS AND NO CENTS ($237,500.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lincoln County, Georgia, within the legal hours of sale on the first Tuesday in April 2009, all property described in said Security Deed including but not limited to the following described property:

All that tract or parcel of land lying and being in the 188th GMD of Lincoln County, Georgia, and being more particularly described as Lot 183, Stillwater Coves Subdivision, Phase I, as per plat thereof recorded in Plat Cabinet A, Slides 163-164, Panel A, Lincoln County, Georgia Records, which recorded Plat is incorporated herein by reference and made a part of this description. Said property being known as Lot 183 Stillwater Coves Lincolnton, GA 30817 according to the present system of numbering in Lincoln County, Georgia.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to he nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms oftheSecurityDeedandNote.S a i d property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-ofway and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the party in possession of the property is Patrick R. Grafton and Barbara A. Grafton or tenant(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.

Branch Banking and Trust Company

as Attorney in Fact for

Patrick R. Grafton and Barbara A. Grafton. Contact: Patrick J. Geheren, Esq. 1535 Mount Vernon Road Atlanta, GA 30338 3 12 4tc

NOTICE OF SALE UNDER POWER Georgia, Lincoln County

This law firm is acting as a debt collector attempting to collect a debt. Any information will be used for that purpose.

Under and by virtue of the Power of Sale contained in a Security Deed given by William E. Hunt, III and Tammy H. Hunt a/k/a Tammy E. Hunt to First National Bank and Trust Company, dated June 24, 2004, recorded in Deed Book 144, Page 301, Lincoln County, Georgia Records, as last transferred to National City Mortgage Co. by assignment recorded in Deed Book 144, Page 316, Lincoln County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-NINE THOUSAND FIFTY AND 0/100 DOLLARS ($69,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lincoln County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:

See Exhibit A attached hereto and made a

part hereof

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Mortgage Co., 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is William E. Hunt, III and Tammy E Hunt or a tenant or tenants and said property is more commonly known as 3611 Leathersville Road, Lincolnton, Georgia 30817.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Exhibit A All those lots or parcels of land, with improvements thereon, lying and being in the State of Georgia, County, of Lincoln, 183rd GMD, containing a total of 14.81 acres situate on Leathersville Road, and being known and designated as Lot 1, containing 6.71 acres, and Lot 2, containing 8.10 acres, as shown on a plat dated August 11, 1994, and revised September 19, 1994, prepared for G.T. Brasher by Johnny E. Miller, RLS, recorded September 23, 1994, in Plat Book B, page 117, office of the Clerk of Superior Court of Lincoln County, Georgia. Reference is made to said Plat for a more complete and accurate description as to metes, bounds and location of said property.

National City Mortgage, Inc. sbm National

City Mortgage Co.

as Attorney in Fact for

William E. Hunt, III and Tammy H. Hunt

a/k/a Tammy E. Hunt McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/afm 4/7/09 Our file no. 5183509-FT7 3 12 4tc

NOTICE OF SALE UNDER POWER State of Georgia County of Lincoln

This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from Walter C. McGill, Jr., a resident of the State of Georgia ("Grantor"), to Senior Housing Services, Inc., a Florida non-profit corporation ("Grantee"), dated as of April 27, 2005, and recorded in Deed Book 152, page 713, in the Office of the Clerk of the Superior Court of Lincoln County, Georgia (the "Security Deed"), which Security Deed was given to secure a Secured Real Estate Note dated May 12, 2005, in the original principal amount of One Hundred Thousand and No/100 Dollars ($100,000.00) (the "Promissory Note"), which Note is secured by the Security Deed, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lincoln County, Georgia, within the legal hours of sale on the first Tuesday in April, namely April 7, 2009, a one sixth (1/6) undivided interest in and to the property conveyed by the Security Deed, as amended, and described as follows, to-wit:

All that tract or parcel of land situate, lying, and being in the 184th District, G.M., Lincoln County, Georgia, containing 40.41 acres, more or less, being bound, now or formerly, on the NORTH by lands of Hephzibah Baptist and lands of Combustion Chemicals, Inc.; EAST by lands of Combustion Chemicals, Inc.; SOUTH by lands of Jones; and WEST by Hephzibah Church Road. Said tract is more particularly described as three parcels, one parcel shown on plat made from survey by William B. Ficklen, Georgia R.L.S., dated December 22, 1976, containing 15.76 acres, which plat is recorded in Plat Book 9 - page 395 and the other two parcels being designated as lots 3 and 4 containing 12.325 acres each, as shown on that certain plat dated November 23, 2001, prepared by James F. Mattison, IV, Georgia R.L.S., and being part of the recorded plat made from survey by William B. Ficklen, Georgia R.L.S. dated December 21, 1976, containing 49.5 acres, which plat is recorded in Plat Cabinet A Slide 120 Panel B, and which plats and the recording thereof are incorporated herein by reference as a part of this description.

The herein described tracts are part of that 100 acres known as the "Old Ross Mosley Tract" conveyed to A. C. McGill by deed from H. C. Jackson dated September 13, 1934, and recorded in Deed Book 7, at page 178 of the Lincoln County records.

Said tract or parcel contains 40.41 acres more or less.

Because of the default in the payment of the May 12, 2005 Promissory Note, which Promissory Note was due on April 30, 2006, which the Security Deed was given to secure, the entire indebted-ness is due and payable, and said property will be sold as the property of Grantor to satisfy the indebtedness evidenced by the May 12, 2005 Promissory Note, including principal and interest, together with the cost of said sale.

To the best of the undersigned's knowledge and belief, the party in possession of said property is Grantor.

Said property will be sold subject to any and all unpaid taxes and assessments, street improvements, ease-ments or restrictive covenants appearing of record, if any.

Senior Housing Services, Inc.

as attorney-in-fact for

Walter C. McGill, Jr.

a Georgia resident Richard A. Newton, Esquire Richard A. Newton, P.C. 8425 Dunwoody Place Atlanta, GA 30350 3 12 4tp

NOTICE OF SALE UNDER POWER State of Georgia County of Lincoln

Because of a default in the payment of the indebtedness secured by that certain Security Deed executed on or about December 11, 2000, by Mary A. Gautreaux and recorded in the Office of the Clerk of Superior Court of Lincoln County, Georgia, in Deed Book 115, pages 411-413, et. seq., and securing a Note in the original principal amount of $21,600.00 along with all modifications subsequently filed, Don Blackburn, current holder of the aforementioned Security Deed and Note, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in April, towit: April, 2009, during the legal hours of sale, before the Lincoln County courthouse door, sell at public outcry to the highest bidder for case, the following described real property:

All that tract or parcel of land, lying and being within the 187th District, Lincoln County, Georgia, containing 5.53 ACRES, more or less, being bounded on the North by lands of Charles T. McCuch, on the East by lands of Joe L. Cobb and Naomi R. cobb, on the South by Georgia Highway 79, and on the West by lands of Douglas E. Pollock, being the southern part of that land conveyed by deed recorded in Deed Book 63, Page 850, and being subject to all the restrictions as recorded in Deed Book 63, Page 851, Clerk's Records, Lincoln County Superior Court.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restriction, covenants, and matters of record superior to the Security Deed first set out above.

To the best information, knowledge and belief, said real property is presently in the possession or control of Mary A. Gautreaux and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any will be distributed as provided by law:

Don Blackburn

As Attorney-in-fact for

Mary A. Gautreaux Michelle R. Harrison, PC Post Office Box 1150 571 Elm Street Lincolnton, Georgia 30817 3 12 4tc

NOTICE OF SALE UNDER POWER Georgia, Lincoln County

By virtue of Power of Sale contained in the Commercial Deed to Secure Debt and Security Agreement from Cisco Properties, Inc., hereinafter "Grantor", to AFB&T, a Georgia State Bank, dated June 1, 2007, recorded in Deed Book 179, pages 712-721, Lincoln County, Georgia records; said Deed to Secure Debt being given to secure a Note and Security Agreement in the original principal amount of $85,403.00 as subsequently modified to increase principal amount to $85,653.00, last renewed on June 6, 2008 (collectively the "Note"); there will be sold by the undersigned at a public outcry to the highest bidder for cash before the Courthouse door at Lincoln County, Georgia, within the legal hours of sale on April 7, 2009 the following described property:

All that lot, tract or parcel of land, situate, lying and being in the 187th G.M.D. of Lincoln County, Georgia, and being shown and designated as Lot B9, PROVIDENCE FERRY SUBDIVISION, PHASE B, on a plat of said subdivision prepared by Mattison & Associates, Inc., Land Surveyors, and James F. Mattison, IV, GA R.L.S. #2701, dated August 5, 2006, and recorded in the Office of the Clerk of the Superior Court for Lincoln County, Georgia, in Plat Cabinet A, Slide 170.

Reference is hereby made to said plat for a more complete and accurate description as to the metes, bounds, courses, distances and location of said property.

This property is conveyed subject to Declaration of Restrictive Covenants Applicable to Providence Ferry, dated April 15, 2006, and recorded in Deed Book 165, pages 693-707

Tax Map & Parcel: Out of 081 001

The entity that has full authority to negotiate, amend and modify all terms of the mortgage with Debtor is: AFB&T, a Georgia State Bank, 4208 Washington Road, Evans, Georgia 30809. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

To the best of the knowledge and belief of the undersigned, the party in possession of the property is Cisco Properties, Inc.. Said property is known as 1058 Providence Ferry Road, Lincolnton, Georgia 30817.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, nonpayment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold subject to any outstanding ad valorem taxes, special assessments, unpaid utility bills constituting liens against the property, and all Security Deeds, liens and encumbrances existing when the above-described Deed to Secure Debt was filed for record.

This law firm is attempting to collect a debt, any information obtained will be used for that purpose.

AFB&T, a Georgia State Bank,

As Attorney-In-Fact

for the above named Grantor(s) H. Wilson Haynes, Jr.. P.C. 237 Davis Road Augusta, Georgia 30907 3 12 4tp

NOTICE OF SALE UNDER POWER Georgia, Lincoln County

By virtue of Power of Sale contained in the Commercial Deed to Secure Debt and Security Agreement from Cisco Properties, Inc., hereinafter "Grantor", to AFB&T, a Georgia State Bank, dated June 1, 2007, recorded in Deed Book 179, pages 724-733, Lincoln County, Georgia records; said Deed to Secure Debt being given to secure a Note and Security Agreement in the original principal amount of $85,403.00 as subsequently modified to increase principal amount to $85,653.00, last renewed on June 6, 2008 (collectively the "Note"); there will be sold by the undersigned at a public outcry to the highest bidder for cash before the Courthouse door at Lincoln County, Georgia, within the legal hours of sale on April 7, 2009 the following described property:

All that lot, tract or parcel of land, situate, lying and being in the 187th G.M.D. of Lincoln County, Georgia, and being shown and designated as Lot B8, Providence Ferry Subdivision, Phase B, on a plat of said subdivision prepared by Mattison & Associates, Inc., Land Surveyors, and James F. Mattison, IV, GA R.L.S. #2701, dated August 5, 2006, and recorded in the Office of the Clerk of the Superior Court for Lincoln County, Georgia, in Plat Cabinet A, Slide 170. Reference is hereby made to said plat for a more complete and accurate description as to the metes, bounds, courses, distances and location of said property.

This property is conveyed subject to Declaration of Restrictive Covenants Applicable to Providence Ferry, dated April 15, 2006, and recorded in Deed Book 165, pages 693-707

Tax Map & Parcel: Out of 081 001.

The entity that has full authority to negotiate, amend and modify all terms of the mortgage with Debtor is: AFB&T, a Georgia State Bank, 4208 Washington Road, Evans, Georgia 30809. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

To the best of the knowledge and belief of the undersigned, the party in possession of the property is Cisco Properties, Inc.. Said property is known as 1054 Providence Ferry Road, Lincolnton, Georgia 30817.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, nonpayment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold subject to any outstanding ad valorem taxes, special assessments, unpaid utility bills constituting liens against the property, and all Security Deeds, liens and encumbrances existing when the above-described Deed to Secure Debt was filed for record.

This law firm is attempting to collect a debt, any information obtained will be used for that purpose.

AFB&T, a Georgia State Bank,

As Attorney-In-Fact

for the above named Grantor(s) H. Wilson Haynes, Jr.. P.C. 237 Davis Road Augusta, Georgia 30907 3 12 4tp

NOTICE OF SALE UNDER POWER Georgia, Lincoln County

This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.

Under and by virtue of the Power of Sale contained in a Security Deed given by Robert W. Elam, Jr. to Mortgage Electronic Registration Systems, Inc., dated June 30, 2003, recorded in Deed Book 137, Page 762, Lincoln County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 191e, Page 721, Lincoln County, Georgia Records, as last transferred to First Covenant Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Lincoln County, Georgia Records, conveying the afterdescribed property to secure a Note in the original principal amount of EIGHTY THOUSAND FIVE HUNDRED EIGHTYNINE AND 0/100 DOLLARS ($80,589.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lincoln County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:

See Exhibit A attached hereto and made a

part hereof

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: First Covenant Bank, P.O. Box 210, 1731 N. Elm Street, Commerce, GA 30529, 706-335- 8335. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Robert W. Elam, Jr. or a tenant or tenants and said property is more commonly known as 2140 Leathersville Road, Lincolnton, Georgia 30817.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Exhibit A

That tract or parcel of land lying and being in the 183rd GMD, Lincoln County, Georgia, being Lot 13 in the Four Corners Subdivision, containing 5.00 acres, more or less, according to a survey dated May 20, 1997, revised June 25, 1997 and recorded in Plat Book B, Page 237, Lincoln County Records; said plat being incorporated herein by reference for a more complete description of the property. Said property is subject to all easements, restrictions and protective covenants of record, which protective covenants are recorded in Deed Book 97, Pages 299-300, Lincoln County Records. Also conveyed herewith is a 2001 Schult 1045, 32 x 56, Serial Number H0GA20K02494AB, which is attached to and made a part of the real property.

First Covenant Bank

as Attorney in Fact for

Robert W. Elam, Jr. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 4/7/09 Our file no. 51033404-FT2 3 12 4tc

NOTICE OF SALE UNDER POWER Georgia, Lincoln County

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Karen Scott to The Mortgage Outlet, Inc. dated May 25, 2001 in the amount of $151,000, and recorded in Deed Book 117, Page 808, Lincoln County, Georgia records; as last transferred to Wachovia Bank of Delaware, NA by assignment; the undersigned, Wachovia Bank of Delaware, NA pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2009, during the legal hours of sale, at the Courthouse door in Lincoln County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land, together with improvements thereon, situate, lying and being in the 183rd District, G.M., Lincoln County, Georgia, containing 2.14 acres, more or less, being bound, now or formerly, on the North by lands of Steed; East by lands of Steed; South by land of Steed; and West by lands of the Estate of John G. Wilkinson. Said tract is more particularly described according to a plat of same made from a survey by Larry A. Godfrey, Sr., GA RLS, dated August 31, 1994, and recorded in Plat Book 8, at Page 778 of records in the Office of the Clerk of Superior Court, Lincoln County, Georgia, and which Plat and the recording thereof are incorporated herein by reference as a part of this description.

Also conveyed herewith is a perpetual easement for purposes of ingress and egress 25 feet in width leading from the Piney Woods Road through land of Richard M. Steed following the existing driveway being used for such purpose to the land hereinabove described.

Which has the property address of 2248 Piney Woods Road, Lincolnton, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Karen Scott and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

This law firm is acting as a debt collector and is attempting to collect a debt. Any information obtained will be used for that purpose.

Wachovia Bank of Delaware, NA

Attorney in Fact for

Karen Scott Anthony DeMarlo, Attorney/llawson McCurdy & Candler, L.L.C. www.mccurdycandler.com File No. 08-04631/CONV 3 12 4tc

NOTICE OF SALE UNDER POWER Georgia, Lincoln County

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kenneth Stevenson and Marilyn Stevenson to EquiFirst Corporation dated May 17, 2001 in the amount of $45,000.00, and recorded in Deed Book 117, Page 581, Lincoln County, Georgia records; as last transferred to Deutsche Bank National Trust Company as Trustee for the holders of the GSAMP 2002-HE2, Mortgage Pass Through Certificates, Series 2002-HE2 by assignment; the undersigned, Deutsche Bank National Trust Company as Trustee for the holders of the GSAMP 2002-HE2, Mortgage Pass Through Certificates, Series 2002-HE2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2009, during the legal hours of sale, at the Courthouse door in Lincoln County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land, situate, lying and being in the 184th District, G.M., Lincoln County, Georgia, containing 4.17 acres, with all improvements thereon, being bound, now or formerly, on the North by lands of A.M. Beard; East by lands of J.S. Strother; South by lands of J.S. Strother; and West by Georgia State Highway No. 43, and being more particularly described according to a plat of same made from a survey by William B. Ficklen, FA RLS, dated May 15, 1965, and recorded in Plat Book 2, at Page 180 of the Lincoln County records. Said property is designated locally as 4876 Thomson Highway, Lincolnton, Georgia 30817.

Said property is conveyed subject to any and all easements and restrictions of record.

Which has the property address of 4876 Thomson Highway, Lincolnton, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Kenneth Stevenson and Marilyn Stevenson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

This law firm is acting as a debt collector and is attempting to collect a debt. Any information obtained will be used for that purpose.

Deutsche Bank National Trust Company

as Trustee for the holders of the

GSAMP 2002-HE2, Mortgage Pass Through Certificates,

Series 2002-HE2

Attorney in Fact for Kenneth Stevenson and Marilyn Stevenson Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. www.mccurdycandler.com File No. 09-05410/CONV 3 12 4tc

NOTICE OF SALE UNDER POWER Georgia, Lincoln County

This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.

nder and by virtue of the Power of Sale contained in a Security Deed given by Kenneth Barefield to Mortgage Electronic Registration Systems, Inc., dated October 19, 2007, recorded in Deed Book 182, Page 543, Lincoln County, Georgia Records, as last transferred to Flagstar Bank, FSB by assignment to be recorded in the Office of the Clerk of Superior Court of Lincoln County, Georgia Records, conveying the afterdescribed property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-ONE THOUSAND AND 0/100 DOLLARS ($131,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lincoln County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:

See Exhibit A attached hereto and made

a part hereof

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, F.S.B., 5151 Corporate Drive, Troy, MI 48098, 800-945-7700. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kenneth Barefield or a tenant or tenants and said property is more commonly known as 3192 Bay Shore Dr, Lincolnton, Georgia 30817. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

EXHIBIT A

All that tract or parcel of land, with any and all improvements thereon, situate, lying and being in the 187th GMD of Lincoln County, Georgia, and fronting on the East side of Bay Shore Drive, and containing 0.79 acres, more or less, and being know as Lots 1 and 2, Block H, Ponderosa Subdivision, and being more particularly described by a plat of survey prepared by Mattison & Associates, Inc. R.L.S. No. 2701, dated October 5, 2001 and recorded in Plat Cabinet A, Slide 121, Panel B, Lincoln County Superior Court Deed Records. Said plat of survey and the official record thereof is incorporated herein for a more complete description of said tract. Said tract is bounded now or formerly as follows: Now or formerly as follows: North by Karen Way; East by lands of Rudolph Dixon; South by lands of Becky Wetzel; and West by Bay Shore Drive. The above-referenced property is conveyed subject to those certain Restrictive Covenants of Ponderosa Subdivision dated July 20, 1966 and recorded in Deed Book 28, Page 175, Lincoln County Superior Court Deed Records.

Flagstar Bank, FSB

as Attorney in Fact for

Kenneth Barefield McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 4/7/09 Our file no. 5288309-FT2 3 12 4tc

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