LEGALS
STATE OF GEORGIA LINCOLN COUNTY

DEBTORS AND CREDITORS NOTICE

All persons indebted to the estate of Sandra Jean Richard are hereby notified to make payment of same to the undersigned and all persons having a claim against said estate are notified to make claim to the undersigned or be barred from participation in said estate.

This 20th day of May, 2008. Marvin D. Richard, III 1034 Elberton Highway Lincolnton, Georgia 30817

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NOTICE OF SALE UNDER POWER GEORGIA, LINCOLN COUNTY

Because of default in the payment of indebtedness, secured by a Security Deed executed by Belva M. Crump and Robert G. Crump to Mortgage Electronic Registration Systems, Inc. dated October 3, 2006 in the amount of $117,800.00, and recorded in Deed Book 171, page 291, Lincoln County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc, pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Lincoln County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All those lots or parcels of land situate, lying and being in the 183rd G.M. District, Lincoln County, Georgia, being known and designated as Lot Numbers 7 and 8, Block H, Forest Lake Estates, Subdivision, on a subdivision plat made from a survey by K.L. Wise, Surveyor, dated September, 1967, recorded in Plat Book 3, Page 62, in the Office of the Clerk of Superior Court of Lincoln County, Georgia, and which plat and the recording thereof are incorporated herein by reference as a part of this description. Said property is conveyed subject to restrictive covenants as the said pertain to Forest Lake Estates Subdivision as shown of record in Deed Book 28, Pages 345 to 346, in the Office of the Clerk of Superior Court, Lincoln County, Georgia.

Which has the property address of 1597 Forest Lake Dr. Lincolnton, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Belva M. Crump and Robert G. Crump and the procees of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc. Attorney in Fact

for Belva M. Crump

and Robert G. Crump

Anthony DeMarlo, Attorney/kgrant McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-08634/CONV This law firm is acting as a debt collector and is attempting to collect a debt. Any information obtained will be used for that purpose. 6 5 4tc

NOTICE OF SALE UNDER POWER

Whereas, on May 6, 1996, for value received, Gladys Richards a/k/a Gladys Richard and Boyce Royster executed and delivered to the United States of America, acting through the United States Department of Agriculture, a Deed to Secure Debt conveying certain real estate located in Lincoln County, Georgia, and said Deed to Secure Debt was recorded in the Office of the Clerk of the Superior Court for Lincoln County, Georgia, in Book # 92, Page # 302; and

Whereas, on July 31, 1998, for value received, Gladys Richards a/k/a Gladys Richard and Boyce Royster executed and delivered to the United States of America, acting through the United States Department of Agriculture, a Deed to Secure Debt conveying certain real estate located in Lincoln County, Georgia, and said Deed to Secure Debt was recorded in the Office of the Clerk of the Superior Court for Lincoln County, Georgia, in Book # 102, Page # 488; and

Whereas, the United States of America now holds the above described security deeds covering the said real estate; and

Whereas, the Deeds to Secure Debt held by the United States of America provides that should default occur, the holder may declare the entire indebtedness secured by the Deeds to Secure Debt due and payable and, in compliance with the power of sale provisions contained in said security deeds proceed to sell the property at public outcry; and

Whereas, after default, the United States of America has declared all of the indebtedness secured by the Deeds to Secure Debt due and payable and hereby certifies that it has complied with all of its loan servicing regulations;

Now, therefore, the said United States of America, acting as aforesaid, under and in compliance with the power of sale provision contained in the Deeds to Secure Debt, will proceed to sell at public outcry, for cash or certified funds to the highest bidder in front of the Courthouse in Lincoln County, during the legal hours of sale, on the 1st day of July, 2008, the following-described property conveyed in the Deeds to Secure Debt, to Wit:

All that tract or parcel of land situate, lying and being in the 186th District, G.M., Lincoln County, Georgia, made by Johnny E. Miller, Registered Land Surveyor, dated October 25, 1990, and recorded in the Office of the Clerk f the Superior Court of Lincoln County, Georgia in Plat Book 8 at page 470, and the said plat and the record thereof is made a part of this description by reference thereto. Said lot is bounded on the North by lands of Ed-Will Enterprises, Inc.; on the right of way of the Lewis Family Road and on the West by land of Louise Lyons.

Designated on Map 30 Parcel 66 E, Lincoln County tax records.

The above described property will be sold subject to any and all outstanding real estate taxes that are due and payable.

The failure of any high bidder to pay the purchase price and close the sale shall, at the option of the United States of America, be cause for rejection of the bid, and, if the bid is rejected, the United States of America shall have the option of making the sale to the next highest bidder who is ready, willing and able to comply with the terms thereof. The proceeds of said sale will first be applied to the payment of the indebtedness to the United States of America, other charges, and the expenses of sale, as provided in the abovedescribed Deeds to Secure Debt.

This is the 16th day of May 2008.

United States of America Donnie D. Thomas, Acting State Director Rural Development, successor in interest to the Farmers Home Administration and Rural Economic and Community Development, U.S. Department of

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NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF LINCOLN

On September 3, 2003, Lorraine C. Veit and William G. Veit executed a Deed to Secure Debt to Citizens Bank n/k/a First Citizens Bank and Trust Company, Inc., securing a note of even date for One Hundred Ten Thousand One Hundred Eighty Two and 42/ 100 Dollars ($110,182.42), said security deed being recorded in deed book 136, pages 739-744 in the Office of the Clerk or Court of Lincoln County, Georgia Records. Said security deed conveyed in the property hereinafter described. By virtue of the power of sale contained in said security deed to Citizens Bank n/k/a First Citizens Bank and Trust Company, Inc., there will be sold by the undersigned at public outcry to the highest bidder for cash, before the Lincoln County Courthouse door in Lincoln County, Georgia, during the legal hours of sale, being 10 a.m. until 4 p.m. Eastern Time, on the first Tuesday in July, the same being July 1, 2008, the following described property:

All that tract, lot or parcel of land situate, lying and being in the 187th District, G.M. of Lincoln County, Georgia, containing 2.65 acres, and being designated and distinguished as Lot 1, Block A, of and in the Savannah Bay Subdivision, and being more particularly described by a Plat of Survey of said subdivision prepared by Randall E. Cook, R.L.S. No.2270, dated June 10, 2003, a copy of which is said Plat is of record in the Office of the Clerk of Superior Court of Lincoln County, Georgia, in Plat Cabinet "A", Slide 137, Panels A&B, and to which plat and the official record thereof reference is hereby specifically made in aid of and for a more complete and detailed description of said lot as to its courses, bound, metes, and distances.

Said property is conveyed subject to Savannah Bay Subdivision Declaration of Covenants, Conditions, Restrictions and Easements, dated January 28, 2002, a copy of which are recorded in Deed Book 123 at Page 496, Lincoln County Clerk's Office and Savannah Bay Subdivision Amended Declaration of Covenants, Conditions, Restrictions, and Easements, dated August 1, 2003, a copy of which are recorded in Deed Book 136, at Pages 500-524, Lincoln County Clerk's Office.

The parties do hereby knowingly and intentionally create a perpetual and indefinite security interest in above described real property in favor and for the benefit of grantee herein pursuant to the provisions of O.C.G.A. 44-14-80.

The debt secured by said security deed and not has been and is hereby declared due and payable because of default for non-payment as required by the note and security deed. The debt having been declared due and payable and remaining unpaid, and the terms in the note and security deed remaining in default, this sale will be made for the purpose of paying the principal, accrued interest and attorney's fees pursuant to the not and security deed, plus all expenses of this sale.

Said property will be sold as the property of Lorraine C.Veit and William G. Veit and subject to outstanding ad valorem taxes and/ or easements and/or restrictive covenants appearing of record, if any. The undersigned will comply with Georgia law, O.C.G.A., Section 44-14-162.2, prior to conducting the sale.

The undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned deed to secure debt to Citizens Bank n/k/a First Citizens Bank and Trust Company, Inc.

Dated this 21st day of May, 2008.

Citizens Bank n/k/a First Citizens Bank and Trust Company, Inc. Attorney-in-fact

for Lorraine C. Veit

and William G. Veit Brian C. Ranck P.O. Box 1005 Toccoa, GA 30577 (706) 886-7533 Attorney for First Citizens Bank and Trust Company, Inc

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NOTICE: Georgia, Lincoln County Probate Court

Linda Smith Bailey has petitioned to be appointed Administrator of the estate of John Bussey Smith, Sr., deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained to O.C.G.A. 53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before July 10, 2008. If any objections are filed, a hearing will be held on July 21, 2008 at 10 a.m. at the Lincoln County Courthouse. If no objections are filed, the petition may

be granted without a hearing.

Honorable Lee D. Moss Judge of the Probate Court By: Jamie Roberson

Clerk of the Probate Court

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NOTICE OF SALE UNDER POWER GEORGIA, LINCOLN COUNTY

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt given by Helen Virginia Hawes aka Helen Cavitt to Citifinancial Services, Inc. dated July 23, 2002 and recorded at Deed Book 126, Page 317, Lincoln County, Georgia Records, and last transferred to Tribeca Lending Corporation by Assignment to be recorded, conveying the after-described property to secure a Note in the original principal amount of Fifty Seven Thousand Four Hundred Sixty Four Dollars and One Cent ($57,464.01), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lincoln County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property:

All that tract or parcel of land located and being in the 269th district, G.M., Lincoln County, Georgia, containing two (2) acres, more or less, and having the following courses and distances:

Beginning at a point in the center of road, Georgia Highway 220, thence South 76 Degrees 15 Minutes West 207 Feet to an iron pipe; thence North 13 Degrees 45 minutes West 420 feet to an iron pipe; thence North 76 Degrees 15 minutes East 207 feet to an iron pipe; thence South 13 Degrees 45 minutes West 420 feet to the point of beginning. This lot being Lot 8 on a plat of property of Pineland Trading Corporation by D.H. Price, R.L.S., dated September 26, 1964, a copy of which Plat is of record in the office of the Clerk of Superior Court, Lincoln County, Georgia in Plat Book 2, Page 150, said Lot is bounded, now or formerly, on the North by lands of Cherokee Timber Corporation; East by Lot No. 9; South by a road, Georgia Highway No. 220; and on the West, by Lot No. 7.

Tax ID: 60A-8.

By fee simple Deed from Isom Hawes, Jr., as set forth in Deed Book 53, Page 340, dated 10/13/1981 and recorded 10/13/1981, Lincoln County records, State of Georgia.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Helen Virginia Hawes aka Helen Cavitt, tenant or tenants and said property is more commonly known as 2095 Maxim Road, Lincolnton, Georgia 30817.

The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code.

Tribeca Lending Corporation as Attorney in Fact for

Helen Virginia Hawes

aka Helen Cavitt. Heath W. Williams Attorney for Tribeca Lending Corporation Heath W. Williams, LLC 170 Mitchell Street, SW Atlanta, Georgia 30303 (404) 525-5204 (404) 581-3801 (fax)

NOTICE OF SALE UNDER POWER

GEORGIA, LINCOLN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Vincent Agri and Edward Seidner to Wachovia Bank, National Association, dated May 25, 2006, recorded in Deed Book 162, Page 728, Lincoln County, Georgia Records, conveying the afterdescribed property to secure a Note in the original principal amount of NINETY THOUSAND EIGHT HUNDRED NINE AND 10/100 DOLLARS ($90,809.10), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lincoln County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wachovia Bank, National Association, 3563 Philips Highway, Building D, Mail Code FLO613, Jacksonville, FL32207, 800-922-4684. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Vincent Agri and Edward Seidner or a tenant or tenants and said property is more commonly known as Lot 5 Long Leaf Point, Lincolnton, Georgia 30817.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wachovia Bank, National Association

as Attorney in Fact for

Vincent Agri and Edward Seidner

McCalla Raymer, LLC

1544 Old Alabama Road Roswell,

Georgia 30076 www.foreclosurehotline.net MR/rao EXHIBIT A All that Lot, tract or parcel of land, lying and being in the 269th G.M.D. of Lincoln County, Georgia, and being shown and depicted as "Final Subdivision Plat for "Longleaf Pointe", on that certain plat prepared for Georgia Shoreline, LLC, by James F. Mattison, IV, R.L.S. No. 2701, which Plat is recorded in the Office of the Clerk of Superior Court of Lincoln County, Georgia, in Plat Cabinet A, Slide 156-157, as Lot 5. Reference is hereby made to said Plat for a more complete and accurate description as to the metes, bounds, and location of said property. The foregoing property being a portion of Lincoln County Tax / Map parcel number 59-28. 6 5 4tp

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