NOTICE OF DISCHARGE Probate Court of Lincoln County

Re: Petition of Jimmy R. Cliatt for discharge as executor of the estate of Lena Reese Cliatt, deceased.

To: All interested parties

This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before November 24, 2008.

Be notified further: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/ objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Lee D. Moss, Probate Judge

By: Jamie Roberson ProbateClerk/Deputy Clerk

P.O. Box 205 Lincolnton, GA 30817

706-359-5528

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NOTICE OF DISCHARGE Probate Court of Lincoln County

Re: Petition of Shirley Gunter Crook and Patricia Gunter Arthur for discharge as administrators of the estate of Ralph Gunter, deceased.

To: All interested parties

This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before November 25, 2008.

Be notified further: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/ objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Lee D. Moss, Probate Judge

By: Jamie Roberson ProbateClerk/Deputy Clerk

P.O. Box 205 Lincolnton, GA 30817

706-359-5528 Hammond & Hammond Britt Hammond Attorneys at Law, P.C. Post Office Box 1137 Thomson, Georgia 30824 11 13 1tc

NOTICE Georgia, Lincoln County Probate Court

To: Cheryl Palmer, Gregory Goddard, Glen Goddard, Linda Hyken, Jeff Goddard, and Wachovia Dealer Services.

The petition of Joan Pierce Goddard, for a year's support from the estate of Leslie Leroy Goddard, deceased, for decedent's surviving spouse having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before December 12, 2008, why said petition should not be granted.

All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be held on December 15, 2008 at 10:00 a.m. in the Probate Court of Lincoln County, Lincoln County Courthouse, 210 Humphrey Street, Lincolnton, Georgia. If no objections are filed, the petition may be granted without a hearing.

Lee D. Moss, Probate Judge

By: Jamie Roberson Probate Clerk/Deputy Clerk

P.O. Box 205

Lincolnton, GA 30817

706-359-5528 Hammond & Hammond Britt Hammond Attorneys at Law, P.C. Post Office Box 1137 Thomson, Georgia 30824 11 13 4tc

INVITATION TO BID

The Lincoln County Development Authority is now taking bids for the Restoration, Repair and Painting of The Welcome Center @ 112 N. Washington Street

The job requires a thorough inspection of the building so that all damaged and decayed wood is replaced before painting. The restoration, repair and painting are to include but not limited to; lap siding, facings, trim, columns, etc.

The bids are to be broken out by labor & materials for wood restoration and repair and labor & materials for painting. The bid is to include pressure washing and all necessary scraping of the old paint and new paint including primer and two finished coats of a premium exterior latex paint.

Bid Submission Deadline: Thursday, November 20, 2008, 5:00 p.m.

Location: Lincoln County Development Authority Office, 112 North Washington Street, Post Office Box 490, Lincolnton, Georgia 30817, Fax (706) 359-5477. 11 6 2tc

NOTICE Georgia, Lincoln County Probate Court To Whom It May Concern

The petition of CLAUDE BURDETTE, for a year's support from the estate of DORIS H. BURDETTE, deceased, for decedent's surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before November 24, 2008, why said petition should not be granted.

All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Lee D. Moss

Probate Judge

By:Jamie Roberson Probate Clerk/Deputy Clerk

PO Box 205

Lincolnton, Georgia 30817

706-359-5528

NOTICE OF SALE

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Because of default in the payment of a note secured by a Deed to Secure Debt executed by Our Vision Investments, LLC. to Farmers and Merchants Bank, dated January 23, 2008, recorded in Deed Book 185, Pages 670-675, Lincoln County Records, the undersigned has declared the full unpaid amount of the indebtedness referred to due and payable and, acting under the Power of Sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in December, 2008, during the legal hours of sale at the courthouse in said county, sell at public outcry to the highest bidder for cash, the lands described in said deed, to-wit:

All that certain lot, tract or parcel of land, with improvements thereon situate, lying and being in the State of Georgia, County of Lincoln, being known and designated as Lot 25, Block A, Plantation Point Subdivision as shown on a plat recorded in the Office of the Clerk of the Superior Court of Lincoln County, Georgia in Plat Book B, Page 10. Reference is hereby made to said plat for a more complete and accurate description as to metes, bounds and location of said property.

Said property is known as Lot 25A, Plantation Point Subdivision, Plantation Circle, Lincolnton, Lincoln County, Georgia, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to security deed held by the undersigned.

The individual that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtors is: Greg Ponder, Farmers and Merchants Bank, P. O. Box 2789, Statesboro, Georgia 30459, (912) 489- 2600. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

Said property will be sold as the property of Our Vision Investments, LLC. To the best of the undersigned's knowledge and belief, the party in possession of the property is Our Vision Investments, LLC.

The undersigned will execute a deed to the purchaser as authorized by the aforementioned Deed to Secure Debt. This the 17th day of October, 2008.

This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.

Farmers & Merchants Bank as Attorney in

Fact for

Our Vision Investments, LLC. Marc M. Bruce Edenfield, Cox, Bruce & Classens, P.C. 115 Savannah Ave. Statesboro, Georgia 30458 11 6 4tp

NOTICE OF SALE UNDER POWER State of Georgia County of Lincoln

Under and by virtue of the power of sale contained in a Security Deed from Kyle C. Hawks and Elizabeth M. Hawks to Bank of America, N.A., dated December 13, 2006, recorded January 8, 2007, in Deed Book 173, Page 150, Lincoln County, Georgia records, said Security Deed being given to secure a Note from Kyle C. Hawks and Elizabeth M. Hawks of even date in the original principal amount of Two Hundred Fifty Two Thousand Six Hundred Five and 00/100 ($252,605.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lincoln County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:

All that tract or parcel of land lying and being in the 188th G.M.D of Lincoln County, Georgia, and being more particularly described as Lot 98, Stillwater Coves, Phase I, as per plat recorded in Plat Cabinet A, Slides 163-164, Panel A, Lincoln County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kyle C. Hawks and Elizabeth M. Hawks or a tenant or tenants.

This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.

Bank of America, N.A.,

as attorney in Fact for

Kyle C. Hawks and Elizabeth M. Hawks L. Lou Allen Stites & Harbison, PLLC 11 Mountain Street, Suite 8 Blue Ridge, Georgia 30513 File No. 6970A-00666 11 6 4tp

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by Tim Quarles A/ K/A Timothy Quarles and Lisa Newman Quarles to CitiFinancial Services, Inc., dated April 12, 2004 and filed for record April 20, 2004 in Deed Book 142, Page 401, Lincoln County, Georgia records, and securing a Note in the original principal amount of $61,667.57, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Lincoln County, Georgia, between the legal hours of sale on the first Tuesday in December 2008, by CitiFinancial Services, Inc. as Attorney-in- Fact for Tim Quarles A/K/A Timothy Quarles and Lisa Newman Quarles the following property to-wit:

The land referred to in this exhibit is located in the County of Lincoln and the State of Georgia in Deed Book 133 at Page 220 and described as follows:

All that tract of land, containing 26.7 acres, situate, lying and being in the 187th Land District of Lincoln County, Georgia, and being further designated as Tract "D" as shown on an April 15, 2003 plat of survey prepared for Tim & Lisa Quarles by Robert F. Wilkes, Lincoln County Surveyor, a copy of which is recorded in Plat Cabinet A, Slide 134, Parcel B, in the Office of the Clerk of Superior court of Lincoln County, Georgia, and incorporated herein and by this refer- ence made a part hereof, and being more particularly described to said plat for a more accurate and complete description as to courses, metes and bounds.

The above described property is also known as 3329 Elberton Highway, Lincolnton, GA 30817.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. To the best of the undersigned's knowledge and belief, possession of the subject property is held by Tim Quarles and Lisa Newman Quarles. Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: CitiFinancial Services, Inc. Attn: Loss Mitigation Dept. 1111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 Telephone number: 800-423-8158.

The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiFinancial Services, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.

CitiFinancial Services, Inc.

as Attorney-in-Fact for

Tim Quarles A/K/A Timothy Quarles and

Lisa Newman Quarles Shuping, Morse & Ross, LLP By: S. Andrew Shuping, Jr. S. Andrew Shuping, Jr. 6259 Riverdale Road, Suite 100 Riverdale, Georgia 30274-1698 11 6 4tc

NOTICE OF SALE UNDER POWER Georgia, Lincoln County

This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.

Under and by virtue of the Power of Sale contained in a Security Deed given by Kelly J Stafford and David Jacek to Wachovia Bank, National Association, dated July 24, 2007, recorded in Deed Book 180, Page 535, Lincoln County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Two hundred twenty-three thousand nine hundred fifty-five and 65/100 dollars ($223,955.65), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lincoln County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:

See Exhibit A attached hereto and made a

part hereof

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wachovia Bank, National Association, 3563 Philips Highway, Building D, Mail Code FLO613, Jacksonville, FL 32207, 800-922-4684. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kelly J Stafford or a tenant or tenants and said property is more commonly known as Lot 62 Stillwater Coves, Lincolnton, Georgia 30817.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

EXHIBIT A

The following real property situate in county of Lincoln, and state of Georgia, described as follows: All that tract or parcel of land lying and being in the 188th G.M.D. of Lincoln County, Georgia, and being more particularly described as Lot 62, Stillwater Coves Subdivision, Phase 1, as per plat thereof recorded in Plat Cabinet A, Slides 163-164, Panel A, Lincoln County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. Property Address: Lot 62 Stillwater Coves MR/pxs 12/2/08 Our file no. 52583408 - FT8

Wachovia Bank, National Association

as Attorney in Fact for

Kelly J Stafford and David Jacek McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/pxs 12/2/08 Our file no. 52583408-FT8 11 6 4tc