LEGALS

DEBTOR’S AND CREDITOR’S

NOTICE

All creditors of the estate of Dorothy Marie Scutt, deceased, late of Lincoln County, Georgia, are hereby required to render in their claims or demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to the undersigned. This 22nd day of July, 2005. Richard R. Bloomer, Executor 1645 Cartledge Road

Lincolnton, GA 30817

7 28 4tp

DEBTOR’S AND CREDITOR’S State of Georgia Lincoln County

All persons having claims against Claude Edward Rhodes and his estate, are required to present the same to the undersigned, properly itemized and proven, within the time required by law. And all persons indebted to said deceased, or his estate, are requested to make immediate payment to the undersigned.

This 22nd day of July, 2005.

Daniel Edward Rhodes, Administrator Michelle R. Harrison P.O. Box 1150 Lincolnton, GA 30817 7 28 4tc

NOTICE Georgia, Lincoln County Probate Court

The petition of Donald Jerome Cadden, for a year’s support from the estate of Shirley Ann Cadden, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before September 6, 2005, why said petition should not be granted.

All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Witness, the Hon. Lee D. Moss, Judge By: Clerk, Probate Court of Lincoln

County

Melaina Murphy

8 4 4tp

NOTICE TO

DEBTORS AND CREDITORS State of Georgia County of Lincoln In Re: Estate of Ricky F. Lavender, Deceased

All creditors of the Estate of Ricky F. Lavender, deceased, late of Lincoln County, Georgia, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This the 28th day of June, 2005. Shirley Lavender, Administrator of the

Estate of Ricky F. Lavender, deceased 1111 Fisherman’s Lane

Fishing Creek

Tignall, Georgia 30668 William M. Wheeler 106 East Hall Street P.O. Box 427 Thomson, Georgia 30824 8 4 4tp

NOTICE OF INTENT

TO INCORPORATE

Notice is given that articles of incorporation, which incorporate Cost Recovery Works, Inc., have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation will be located at 2573 Salem Church Road, Lincolnton, Georgia 30817, and its initial registered agent at such address is Mr. Allie M. Gray, III. 8 4 2tp

PUBLIC SALE HLD Self Storage P.O. Box 1125 215 S. Washington St. Lincolnton, Ga. 30817

A public sale will be held at 215 S. Washington St., Lincolnton, Ga. 30817, on Aug. 20 at 9 a.m. in the units listed below. We reserve the right to reject any and all bids, as well as withdraw any unit. All sales cash only.

Adrienne Elam 1247 Murray Jones Circle

Lincolnton, GA 30817

Unit B37 Clothes, household goods, furniture and

appliances, etc.

Crystal Michelle Quarles

P.O. Box 1120

Lincolnton, GA 30817

Unit A4 Clothes, household goods, furniture and

appliances, etc.

Deborah M. Holenback

1836 W. Hill Rd.

Lincolnton, GA 30817

Unit E87 Clothes, household goods, furniture and appliances, etc.

8 4 2tc

NOTICE Georgia, Lincoln County Probate Court

Linda Thurmond Cox has petitioned to be appointed Administrator of the estate of Gary Clinton Cox, deceased, of said County. The petitioner has also applied for waiver of bond NOTICE OF SALE UNDER POWER Georgia, Lincoln County

By virtue of Power of Sale contained in Deed to Secure Debt from Lola Patterson, hereinafter Grantor, in favor of American General Finance, Inc., N/K/A American General Financial Services, Inc., dated the 18th day of May, 2000, and filed for record the 22nd day of May, 2000, in Deed Book 112, Page 439, Lincoln County Georgia records; said Deed to Secure Debt being given to secure a Promissory Note of even date in the original principal amount of Twenty Nine Thousand Three Hundred One and 02/100ths Dollars ($29,301.02), with interest from date as stated therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lincoln County, Georgia, within the legal hours of sale on the first Tuesday in September, 2005, the following described property:

All those tracts or parcels of land, with improvements thereon, situate, lying and being in the 188th District, G.M., Lincoln County, Georgia, being known and designated as Lots No. 5 and 6, Block D, Holiday Estates Subdivision, on a plat of said subdivision made from a survey by Erskine B. Wickersham, Surveyor, dated November, 1962, and which plat is recorded in Plat Book 2, Page 69 of the records in the Office of the Clerk of the Superior Court, Lincoln County, Georgia, and which plat and the recording thereof are incorporated herein by reference as a part of this description.

Said property is conveyed subject to all public utility easements and may appear of record in the Office of the Clerk of Superior Court, Lincoln County, Georgia, and to such Restrictive Covenants recorded in said Clerk’s Office.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees. Said property will be sold subject to any outstanding ad valorem taxes, special assessments, unpaid utility bills constituting liens against the property, and all Deeds to Secure Debt, liens and encumbrances existing when the above-described Deed to Secure Debt was filed for record. To the best of the undersigned’s knowledge, information and belief, equitable title to this property is held by Lola Patterson and James Brown. This property is located at 1038 Lewis Street, Tignall, GA 30668.

American General

Financial Services, Inc.

as Attorney in Fact

for the above-named Grantor American General Financial Services, Inc. by Robert W. Broome, Attorney 1800 Peachtree Street, NW, Suite 445 Atlanta, Georgia 30309 8 11 4tc and/or grant of certain powers contained in O.C.G.A. 53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before September 7, 2005. If any objections are filed, a hearing will be held on September 8, 2005 at 10:00 a.m. If no objections are filed, the petition may be granted without a hearing.

Hon. Lee D. Moss

Judge of the Probate Court Hammond & Hammond Post Office Box 1137 Thomson, Georgia 30824 8 11 4tp

NOTICE OF SALE UNDER POWER State of Georgia Lincoln County

Because of a default in the payment of the indebtedness secured by that certain Security Deed executed on or about June 25, 2004, by Terry Allen Tanner, Jr. to Max E. Penton and recorded in the Office of the Clerk of Superior Court of Lincoln County, Georgia, in Deed Book 144, pages 214-218, et. seq., and securing a Note in the original principal amount of $4,000.00, Max E. Penton, current holder of the aforementioned Security Deed and Note, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in September, to-wit: September 13, 2005, during the legal hours of sale, before the Lincoln County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All that tract or parcel of land situate, lying and being in the 269th District, G.M., Lincoln County, Georgia, containing one (1) acre, fronting 33.78 feet on the west side of

NOTICE OF SALE UNDER POWER GEORGIA, LINCOLN COUNTY

This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.

Under and by virtue of the Power of Sale contained in a Security Deed given by Bobby Joe Barwick and Kay R. Barwick to Dylan Mortgage Incorporated, dated January 18, 1999, recorded in Deed Book 105, Page 722, Lincoln County, Georgia Records, as last transferred to JP Morgan Chase Bank, as successor in-interest to Bank One, National Association, as Trustee of the Home Equity Loan Asset-Backed Certificates, Series 19992 by assignment to be recorded in the Office of the Clerk of Superior Court of Lincoln County, Georgia Records, conveying the after described property to secure a Note in the original principal amount of FIFTYTWO THOUSAND AND 0/100 DOLLARS ($52,000.00), with interest thereon as set Cedar Road and 323.49 feet on the east side of a 30’ easement, being bound, now or formerly, on the North by lands of Austin and lands of Derek Franklin Tanner; East by lands of Derek Franklin Tanner and by the west right of way of Cedar Road; South by lands of Hensley; and West by a 30’ easement; all as more particularly delineated on a plat made from a survey by Neill Henry Echols, GA. RSL, dated November 16, 1995, and recorded in Plat Book 8, at page 867 of the records in the Office of the Clerk of Superior Court, Lincoln County, Georgia, and which plat and the recording thereof are incorporated herein by reference as a part of this description.

This is the identical property conveyed to Grantor herein by deed from Steve Penton dated December 23, 2003, and recorded in Deed Book 139, at page 809 of the Lincoln County records.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed first set out above.

To the best information, knowledge and belief, said real property is presently in the possession or control of Terry Allen Tanner, Jr. and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

Max E. Penton

As Attorney-in-Fact for

Terry Allen Tanner, Jr. Michelle R. Harrison, P.C. Post Office Box 1150 571 Elm Street Lincolnton, Georgia 30817 8 11 4tc forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lincoln County, Georgia, within the legal hours of sale on the first Tuesday in September, 2005, the following described property:

See Exhibit A attached hereto and made a part hereof

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Virginia M. Barwick, Kay R. Barwick and Bobby J. Barwick, Jr. or a tenant or tenants and said property is more commonly known as 1053 Salem Church Road, Lincolnton, Georgia 30817.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

EXHIBIT A

All that lot or parcel of land with improvements thereon situate, lying and being in the 184th GMD of Lincoln County, Georgia. Containing 5.00 more or less as shown a plat prepared for Bobby and Kay Barwick by James F. Mattison, IV, RLS #2701, dated January 11, 1999 and recorded in the Clerk’s Office of Lincoln County Georgia in Plat Book B, Page 285. Reference being made to plat for a more complete and accurate description of the said property.

Said property is subject to any and all restrictions, easements, and covenants of record in said Clerk’s Office.

JP Morgan Chase Bank, as successor-ininterest

to Bank One, National Association, as Trustee

of the Home Equity Loan Asset-Backed

Certificates, Series 1999-2

as Attorney in Fact for

Bobby Joe Barwick and Kay R. Barwick

Daniel D. Phelan McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC 1544 Old Alabama Road Roswell, Georgia 30076 8 11 4tc